Risk dissemination information evaluation method and system, storage medium and computer equipment

Abstract

The invention belongs to the technical field of enterprise information query, and discloses a risk dissemination information evaluation method and system, a storage medium and computer equipment, andthe method comprises the steps: obtaining and storing a target enterprise and associated party information thereof, and constructing a multi-level and multi-classification associated party database; extracting data from the associated party database according to the associated party database, and constructing a multi-level relationship network based on the target enterprise; enabling each entity on the relational network to investigate the basic credit risk condition and give a quantitative score; applying a dissemination model based on a complex network, driving a risk dissemination event, analyzing a risk propagation process so that risk intensity quantification of a target enterprise and associated parties thereof is realized. By constructing the relationship network of the social association network and combining with the background of the bulk transaction industry, when a certain enterprise on the relationship network has risk change, the risk propagation process and the risk intensity are quantified by using the risk propagation model, and the risk assessment of the to-be-put-into-market subject is realized.

Description

technical field [0001] The invention belongs to the technical field of enterprise information query, and in particular relates to a risk communication information evaluation method, system, storage medium and computer equipment. Background technique [0002] With the high requirements of national regulatory authorities for the integration and standardization of credit system construction, standardizing the access of entities is an important measure and key way to prevent and control trade risks in the bulk commodity trading market. Under normal circumstances, by reviewing the information of the related parties of the enterprise, it is possible to understand the composition of its asset structure and query other relevant information. This access rule that relies too much on the tripartite credit reporting agency has the following defects: (1) The information obtained from the enterprise map can only show the situation of the target object and its directly related parties, whi...

AI Technical Summary

Problems solved by technology

This access rule that relies too much on the tripartite credit reporting agency has the following defects: (1) The information obtained from the enterprise map can only show the situation of the target object and its directly related parties, which is separated from the characteristics of the bulk market business scenario and ignores the enterprise itself Multi-level risk communication and multi-level related party risk mutual infection in the trade relationship network (2) Traditional manual investigations can only qualitatively analyze the companies that risk communication may affect, but the process of risk communication, penetration and quantification research is rather limited

[0004] (1) Existence of access rules that rely too much on tripartite credit agencies. The information obtained from the enterprise map can only show the situation of the target object and its directly related parties, which is separated from the characteristics of the bulk market business scenario and ignores the trade relationship network in which the enterprise itself is located. Multi-level risk transmission and risk mutual infection of multi-level related parties

[0005] (2) Traditional manual investigations can only qualitatively analyze the companies that may be affected by risk communication, but the research on risk communication process, penetration and quantification is quite limited

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