Service data processing method and device, readable medium and equipment

Abstract

The embodiment of the invention discloses a service data processing method and device, a readable medium and equipment. The method comprises the following steps: receiving a service modification request of a user, wherein the service modification request carries service feature information of a service to be modified, modified service parameter information and original service parameter information; broadcasting the service modification request of the user to a blockchain system, inputting the service feature information of the service to be modified, the modified service parameter informationand the original service parameter information into a risk prediction model, and predicting to obtain a risk level corresponding to the service modification request; and obtaining the risk predictionmodel by training the neural network model according to the service feature information of a plurality of historical modified servicees, the modified service parameter information, the original service parameter information and the actual risk level information. Therefore, the risk degree brought by the service modification request can be predicted through the risk prediction model, and the riskbrought to a client by service parameter modification is avoided.

Description

technical field [0001] The present application relates to the field of computer technology, and in particular to a business data processing method, device, readable medium and equipment. Background technique [0002] With the improvement of enterprise service quality, the types of business that enterprises can handle for customers are also increasing. In the process of handling business for customers, employees of many enterprises will modify some business parameters in the business for the purpose of seeking their own interests or avoiding current financial risks. [0003] However, after the business parameters of some businesses are modified, it may bring economic losses to customers, such as the loan interest rate parameters in the loan business, the annualized rate parameters of wealth management products in the wealth management business, and so on. In the existing business modification process, many employees did not inform customers of the modification of business pa...

AI Technical Summary

Problems solved by technology

[0003] However, after the business parameters of some businesses are modified, it may bring economic losses to customers, such as the loan interest rate parameters in the loan business, the annualized rate parameters of wealth management products in the wealth management business, etc.

In the existing business modification process, many employees did not inform customers of the modification of business parameters when modifying business parameters. Even if customers were informed that business parameters were modified, they did not know whether the modified business parameters risk of economic loss

Because the risks brought about by the modification of business parameters in the existing business parameter modification process are not disclosed to customers, some customers bear the economic losses caused by the modification of business parameters without knowing the risks

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