Cash remittance and recharging system capable of completing automatic auditing and money adding mechanism

Abstract

The invention discloses a cash remittance and recharging system capable of completing an automatic auditing and money adding mechanism, and belongs to the technical field of payment. A commercial tenant initiates cash remittance and recharging through a portal system, calls a payment management platform interface to generate a cash remittance and recharging record, generates a cash remittance and recharging application form to be confirmed, and completes preliminary business assessment. Then, the state of the application form is updated to be to-be-audited; calling a reserve payment system query service, applying for verification of receipt and payment information, and returning and querying transaction records N days before the current day; and the payment management platform analyzes the exchange details, verifies whether the information in the application form is consistent with the analyzed information if the analysis is successful, and updates the state of the application form to pass if the information is consistent with the analyzed information. Finally, the label update state information is checked, the payment management platform calls a remittance recharging interface of the online transaction system, and a remittance recharging and money adding application is initiated. The online transaction system accepts the recharging application, calls an interface of the accounting system to complete fund adding, and returns a recharging result to the payment management platform.

Description

technical field [0001] The invention relates to the technical field of payment, in particular to a cash remittance recharging system that completes an automatic review and remittance mechanism. Background technique [0002] After the merchant initiates a cash remittance recharge through the client, it needs to be reviewed by the staff of the finance and operation department, and the recharge business process cannot be completed without review; [0003] Due to the rest of the relevant staff on holidays, cash remittance and top-up services are not supported on holidays. If the merchant needs to make payment on holidays and the account balance is insufficient, the merchant's payment business will be greatly affected, and the merchant's experience will be poor; [0004] After the merchant initiates a remittance recharge application on the client terminal, it needs to provide more information to the contact person, and the contact person needs to provide the information to the st...

AI Technical Summary

Problems solved by technology

[0002] After the merchant initiates a cash remittance recharge through the client, it needs to be reviewed by the staff of the finance and operation department, and the recharge business process cannot be completed without review;

[0003] Due to the rest of the relevant staff on holidays, cash remittance and top-up services are not supported on holidays. If the merchant needs to make payment on holidays and the account balance is insufficient, the merchant's payment business will be greatly affected, and the merchant's experience will be poor;

[0004] After the merchant initiates a remittance recharge application on the client terminal, it needs to provide more information to the contact person, and the contact person needs to provide the information to the staff of the finance and operation department. Traditional business process operations rely entirely on manual oral or text transmission of information, and poor information can easily lead to inaccurate data

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