Method and device for analyzing user business risk based on grid, and electronic equipment

Abstract

The invention discloses a method and device for analyzing the user business risk based on the grid, and electronic equipment, the grid is a geographic grid used for dividing a geographic region, and the method comprises the steps of obtaining geographic position information of a user; according to the geographical location information of the user, identifying a grid where the user is located from a plurality of pre-divided grids; according to the historical business risk feature statistical data of the historical user group taking the grid as the unit, calculating the business risk index of the grid where the user is located and using the index as the business risk index of the user, the business risk index reflecting the probability that the user has the business risk. According to the technical scheme of the invention, the business risk index of the grid where the user is located is calculated based on the historical business risk characteristic statistical data of the historical user group divided according to the grid, and the business risk index is used as the business risk index of the user, so that the accuracy is high.

Description

technical field [0001] The present invention relates to the field of computer information processing, in particular to a grid-based user business risk analysis method, device, electronic equipment and computer-readable medium. Background technique [0002] Generally, there are different types of risks in different industries, so there is a need for risk analysis. For example, in the field of transportation, it is necessary to analyze risks such as traffic congestion and traffic accidents; Fraud analysis. For the purpose of risk response, various types of risk analysis strategies have emerged in various fields. However, the existing risk analysis strategies are often only effective for a small number of people, and cannot be applied to a large number of people. This is because the factors that affect risk are different, such as the economic level and population density of different people's environments. The probability of risk events being affected by the environment is al...

AI Technical Summary

Problems solved by technology

However, the existing risk analysis strategies are often only effective for a small number of people, and cannot be applied to a large number of people. This is because the factors that affect risk are different, such as the economic level and population density of different people's environments. The probability of risk events being affected by the environment is also different. It is difficult to apply the risk analysis of users in environment A to users in environment B. Therefore, a technical solution for risk analysis is needed, which can be widely used Applicable to a wide range of people

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