Bank business processing method and device based on account group
A technology of banking business and processing method, which is applied in the field of mobile Internet, can solve problems such as limited business, inability to handle, and no solution proposed, and achieve the effect of increasing customer stickiness and expanding bank customers
Pending Publication Date: 2021-11-16
BANK OF CHINA
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Problems solved by technology
[0003] Family accounts on the market (for example, Alipay family accounts) share the credit limit information of bank cards by multiple users. Since some users do not have their own independent accounts, many businesses will be restricted and cannot be processed.
[0004]
For the above problems, no effective solution has been proposed
Method used
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[0017] In order to make the objects, technical solutions, and advantages of the present invention, the embodiments of the present invention will be further described in detail below with reference to the accompanying drawings. Here, the schematic embodiment of the present invention will be described herein for explanation of the invention, but is not limited to the present invention.
[0018] Embodiments of the present invention provide a service processing method based on the bank account of the group, figure 1 Banking Account flowchart processing method based on one group of embodiments provided in the present embodiment of the invention, such as figure 1 As shown, the method includes the following steps:
[0019] S101, create the target account groups, which account target groups include: one or more bank accounts.
[0020] Incidentally, the user creates an account target groups embodiment of the present invention may have any of a user having a bank account. For example, a use...
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The invention discloses a bank business processing method and device based on an account group, and the method comprises the steps: creating a target account group which comprises one or more bank accounts; generating an invitation message of the target account group; sharing the invitation message of the target account group to one or more users to enter the group; receiving a confirmation message returned by a target user, wherein the target user is any user to enter the group; adding the bank account of the target user to the target account group according to a confirmation message returned by the target user; configuring parameter information for executing business transactions among the bank accounts in the target account group; and according to the parameter information, executing business transactions among the bank accounts in the target account group. According to the invention, various bank business transactions based on account group management can be realized, bank clients can be expanded, and client stickiness can be greatly increased.
Description
Technical field [0001] The present invention relates to the field of mobile Internet, particularly to a method and apparatus for processing banking accounts based on the group. Background technique [0002] This section is intended to provide background or context of the embodiments of the present invention described in the claims. The description herein is not because it is recognized in this section. [0003] Family account the market (for example, family Alipay account) credit card information shared by multiple users, as some users do not have their own separate account, can lead to a lot of business is limited, we can not handle. [0004] For the above problems, an effective solution has not yet been proposed. Inventive content [0005] Embodiments of the present invention there is provided a processing method based banking accounts group to achieve business process bank account based on the group management, the method comprising: creating a group destination account, wher...
Claims
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IPC IPC(8): G06Q40/02G06Q40/04
CPCG06Q40/02G06Q40/04
Inventor 龚本玲
Owner BANK OF CHINA