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Real-time recommendation system and method of financial products of banks based on Naive Bayesian classification

The invention discloses a real-time recommendation system and method of financial products of banks based on Naive Bayesian classification wherein the method comprises: acquiring the data of a bank business system, a peripheral system, and an internet/mobile internet; processing and storing the data in a basic database; conducting characteristic processing to the data attributes of the customers in a certain area; converting for data characteristics to develop a characteristic database; classifying the data in the characteristic database as a training data set and a verification data set which are used respectively for the training and estimating of a Naive Bayesian classification algorithm model; obtaining a model base after several times of iteration; identifying the characteristics of customers and in combination with the Naive Bayesian classification algorithm model base, matching the customers with the financial products they are mostly likely to purchase in real time; and recommending to the customers the financial products that are forecasted and matched by the models. The recommendation system and method of the invention are capable of helping customers to find out suitable products, therefore, increasing the user experience and the bonding effect of the customers to the financial products, lifting up the transferring rate of the products and making the bank more competitive.
Owner:广东奡风科技股份有限公司

Back film of solar cell and preparing technique thereof

The invention discloses a solar panel back film and a technique for manufacturing the same. The back film comprises a PET film substrate with thickness of between 100 and 350 micrometers, wherein, fluoropolymer coatings with thickness of between 15 and 30 micrometers are coated on both sides of the substrate; an adhesive layer with thickness of between 0.5 and 5 micrometers is coated on the fluoropolymer coating on one side; the fluoropolymer coatings are obtained by direct coating of mixed latex which is obtained through mixture of various raw material compositions according to the mixture ratio and subsequent grinding treatment on the PET film substrate; the compositions by mass ratio of the raw materials of the fluoropolymer coatings are 30 to 55 percent of fluoride coating materials, 20 to 40 percent of solvent, 2 to 6 percent of cross-linking agent and curing agent and 15 to 40 percent of filling. The technique greatly improves the bonding strength between a back film layer and a layer, improves the ageing resistance, the weathering resistance of products, simultaneously improves the insulativity and the vapor permeability resistance due to the design of a multilayered structure and also can design and modify the performance and the appearance of the products as required.
Owner:ZHEJIANG VENTURA PHOTOVOLTAIC MATERIALS +2

Image processing method and apparatus based on filter special efficacies

The invention discloses an image processing method and apparatus based on filter special efficacies. The method comprises the following steps: when a real-time special efficacy preview instruction triggered by a user is detected, obtaining an image to be previewed, and according to multiple preset filter special efficacies, generating multiple special-efficacy previews of the image to be previewed; entering a real-time special-efficacy preview mode, and displaying the special-efficacy previews in a screen; detecting gesture operation of a user, if the gesture operation is preset gesture operation, obtaining at least two special-efficacy previews oriented by the gesture operation; obtaining target filter special efficacies in one-to-one correspondence with the at least two special-efficacy previews; and applying the target filter special efficacies to the image to be previewed in a combined mode to generate a combined special-efficacy preview of the image to be previewed, and displaying the combined special-efficacy preview. According to the invention, the special-efficacy previews with multiple filter special-efficacy effects can be obtained through a mode of combining the filter special efficacies without scheduling an external image editor, and thus convenience and image processing and viscosity of a product are improved.
Owner:TCL CORPORATION

Personal care formulations

Personal care and hygiene formulations for topical application to mucosal surfaces. These formulations include an amphiphilic lipid carrier in the form of a colloidal composition which can include a micellar aggregate or mixed micelles dispersed in a continuous aqueous phase, or an emulsion of lipid droplets suspended in a continuous aqueous phase, and an active agent which is an anti-microbial agent. The lipid carrier has high adhesiveness to mucous membranes such as the soft tissues of the oral cavity. The lipid carrier also has a high load capacity for the active agent to be carried to these tissues. These formulations have the desirable properties of carrying a large amount of active agent for controlled and prolonged release thereof at the desired site, such as mucous membrane surfaces and surrounding tissue. Accordingly, the present invention provides a formulation for oral or topical application including an anti-microbial agent and a lipid. The agent is held by the carrier through a hydrophobic interaction and is released from the carrier in a controlled manner over a prolonged period of time. The lipid is also characterized by having a high adhesive capability towards mucous membrane surfaces. The lipid and the agent are preferably present in a ratio in a range of from about 1:10 to 10:1, more preferably from about 1:5 to about 5:1, and most preferably from about 1:3 to about 3:1 in the formulation.
Owner:LURIYA ELENA +1

Preparation method for multiphase gel foam for controlling coal autogeneous combustion

InactiveCN101265811AGive full play to the function of suffocation prevention and fire extinguishingIncrease stickinessDust removalFire preventionSpontaneous combustionSlurry
The invention relates to a preparation method of multi-phase gel foam for controlling the spontaneous combustion of coal. The multi-phase gel foam with multiple components of medium is made by adding a slight amount of thickener into the fly ash or the yellow mud slurry to form thickening mud with certain viscosity, adding certain amount of cross-linking agent and foaming agent into the thickening mud, and introducing nitrogen to carry out the physical and mechanical foaming. The bubble wall of the multi-phase gel foam has high viscosity and good elasticity, the fly ash or yellow mud adhere to the bubble wall, and the bubble is internally covered with nitrogen. The multi-phase gel foam is delivered to the mined-out area through the grouting pipeline of the mine, evenly covers the float coal in the mined-out area, and blocks the fractures of the coal body. The method can effectively hinder the oxygen absorption for goal and prevent the oxidization of the coal. The preparation method is simple, and the prepared multi-phase gel foam has low cost and significant effects on fire prevention and extinguishing; the preparation method does not only have the advantages of mud injection, nitrogen injection, two-phase foam injection, gel injection and composite gel injection on fire prevention and extinguishing, and also overcomes the deficiency, which has wide practicality.
Owner:CHINA UNIV OF MINING & TECH
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