Post-loan information processing method and device and electronic equipment
An information processing method and state information technology, which is applied in the field of post-loan information processing methods, devices and electronic equipment, can solve problems such as time differences, and achieve the effect of improving timeliness and accuracy
Pending Publication Date: 2022-01-11
深圳微众信用科技股份有限公司
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Problems solved by technology
Since the post-loan management work involves multiple interactive work links, people have higher and higher requirements for post-loan information processing capabilities. For example, banking institutions organize credit files and tax agencies update corporate tax There is a certain time difference in data and other work links, which leads to the urgent need to improve the accuracy of post-loan information processing
Method used
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[0032] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is a part of the embodiments of this application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of this application.
[0033] The terms "first", "second" and the like in the specification and claims of the present application and the above drawings are used to distinguish different objects, rather than to describe a specific order. Furthermore, the terms "include" and "have", as well as any variations thereof, are intended to cover a non-exclusive inclusion. For example, a process, method...
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The invention provides a post-loan information processing method and device and electronic equipment. The method comprises: obtaining a credit feedback file from a target bank institution; matching the approval passing record with a historical passing record corresponding to the target bank institution, deleting the same passing record in the approval passing record and the historical passing record, and obtaining the remaining approval passing record in the approval passing record as a to-be-written passing record; sending the to-be-written passing record to the tax institution, and receiving return state information of the tax institution for the to-be-written passing record, wherein the return state information is used for representing that the credit state of the enterprise institution corresponding to the to-be-written passing record is updated; and generating a credit list. By adopting the method provided by the embodiment of the invention, the generated credit list does not comprise repeated record information, and meanwhile, the credit list records the credit state updating condition of the enterprise institution, so that the timeliness and the accuracy of subsequently updating the credit list are improved.
Description
technical field [0001] The present application relates to the technical field of information processing, in particular to a post-loan information processing method, device and electronic equipment. Background technique [0002] With the rapid development of the social economy and the continuous improvement of productivity, the number of enterprises and institutions with financing needs has increased, and credit behavior has been rapidly popularized. Difficulties. [0003] Post-loan management refers to the whole process of credit management from the issuance of loans or other credit business to the recovery of principal and interest or the end of credit. Since the post-loan management work involves multiple interactive work links, people have higher and higher requirements for post-loan information processing capabilities. For example, banking institutions organize credit files and tax agencies update corporate tax There is a certain time difference in data and other work ...
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Login to View More IPC IPC(8): G06Q40/02G06Q40/00G06Q10/10
CPCG06Q40/123G06Q10/103G06Q40/03
Inventor 高翔欧阳张鹏赵彦晖耿心伟曾源
Owner 深圳微众信用科技股份有限公司