Engineering field supply chain financial risk assessment system based on block chain

Abstract

The invention discloses an engineering field supply chain financial risk assessment system based on a block chain, relates to the technical field of financial risk assessment, and solves the problem that the financing loan reply time is too long due to the fact that information is dispersed and not integrated and loan risks are difficult to control. The system comprises a supply chain financial platform, a risk assessment module and a financing and lending module. The user sends a financing request to the supply chain financial platform through the block chain smart contract, and the supply chain financial platform verifies the identity of the corresponding user after receiving the financing request and judges whether the financing request is legal; if the financing request is legal, the risk assessment module is used for performing risk coefficient assessment according to the content of the financing request in combination with a customer level model to obtain a processing sequence table of the financing request; and the financing and lending module is used for auditing and replying the financing request according to the sequence position fed back by the risk assessment module, so that the lending risk is effectively controlled, the replying time of the financing request is shortened, the working efficiency is improved, and the asset circulation rate is maximized.

Description

technical field [0001] The invention relates to the technical field of financial risk assessment, in particular to a blockchain-based supply chain financial risk assessment system in the engineering field. Background technique [0002] Supply chain finance scf (supply chain finance) is a professional field of commercial bank credit business (bank level), and it is also a financing channel for enterprises, especially small and medium-sized enterprises (enterprise level); enterprises in the core position of the industrial chain, relying on high credit advantages Open the door to obtain cheap funds and provide financing services to small and medium-sized enterprises at all levels downstream of the industrial chain to build a closer industrial chain ecosystem; [0003] In the existing supply chain finance, credit sales have become the mainstream method of transactions. However, the reliability of the existing supply chain financial asset data information is low, the authenticity...

AI Technical Summary

Problems solved by technology

For this reason, the present invention proposes a blockchain-based supply chain financial risk assessment system in the field of engineering, which solves the problem that due to information dispersion and unintegration, it is difficult to control the risk of lending, resulting in too long approval time for financing and lending, and it is impossible to maximize the asset turnover rate. The problem

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