Business processing method and device, electronic equipment and computer readable medium

Abstract

The invention discloses a business processing method and device, electronic equipment and a computer readable medium, and relates to the technical field of data verification. The method comprises the following steps: receiving a service processing request, determining a corresponding account, obtaining a corresponding account number change identifier, and further identifying the category of the account number change identifier; judging whether the account accords with a unique account system or not, and if not, returning a non-processing identifier; if yes, determining other accounts corresponding to the account, judging whether an account in accordance with a unique account system exists in the other accounts or not, and if not, determining a target reduced account according to the category; if yes, determining the number of deducted accounts in other accounts conforming to the unique account system, and determining a target deducted account according to the number and category of the deducted accounts; and performing reduction and remission processing on the expense of the target reduction and remission account. The account management fee and the annual fee of the target reduction account are actively prevented from being charged according to the business scene, and additional charging of the customer fee is avoided.

Description

technical field [0001] The present application relates to the technical field of data verification, and in particular to a business processing method, device, electronic equipment, and computer-readable medium. Background technique [0002] In response to regulatory requirements, institutions should "actively" waive account management fees and annual fees for customers' unique accounts opened with the institution. The existing system does not have the function of actively exempting the unique account fee. It needs to manually reduce or exempt the account management fee and annual fee through bank card fee maintenance and private current contract information maintenance transactions. The existing functions fail to identify whether the account is included in the unique account identification system, cannot automatically identify whether the account under the customer's name is a unique account, and cannot actively waive the account management fee and annual fee for the unique ...

AI Technical Summary

Problems solved by technology

[0005] In view of this, the embodiment of the present application provides a business processing method, device, electronic equipment, and computer-readable medium, which can solve the problem that the existing system functions of various institutions do not meet the regulatory requirements and cannot actively exempt the account of the only account Management fee and annual fee, the problem of charging additional customer fees

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