Data processing method and device, electronic equipment and storage medium
A data processing and data technology, applied in the computer field, can solve problems such as bank and credit card customer losses, and cannot meet the needs of fraudulent transaction detection, and achieve the effect of reducing risks and improving efficiency
Pending Publication Date: 2022-04-22
深圳华云信息系统科技股份有限公司
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[0003] However, whether it is traditional credit card fraud or financial fraud using "new means" on the Internet and mobile terminals, it has caused huge losses to banks and credit card customers. The traditional rule system and transaction fraud system based on simple models can no longer meet the current The Need for Fraudulent Transaction Detection
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[0052] In order to make the purposes, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments It is a part of the embodiments of this application, but not all of them. Based on the embodiments in the present application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present application.
[0053] In the relevant technologies, whether it is traditional credit card fraud or financial fraud using "new means" on the Internet and mobile terminals, it has caused huge losses to banks and credit card customers. The traditional rule system and the transaction fraud system based on simple models have already It cannot meet the curr...
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The invention relates to a data processing method and device, electronic equipment and a storage medium. The data processing method comprises the following steps: receiving a score acquisition request for acquiring a fraud score; obtaining user behavior data of a target user corresponding to the score obtaining request and the transaction data; inputting the user behavior data and the transaction data into a preset machine learning model, so that the preset machine learning model outputs a fraud score; and outputting the fraud score corresponding to the score acquisition request. According to the embodiment of the invention, the fraud score of the target user can be automatically predicted according to the user behavior data and the transaction data and output, the fraud transaction can be conveniently detected according to the fraud score, the fraud transaction can be timely found, the detection efficiency of the fraud transaction is improved, and the risk of the fraud transaction is reduced.
Description
technical field [0001] The present application relates to the field of computer technology, and in particular to a data processing method, device, electronic equipment and storage medium. Background technique [0002] In recent years, with the development of Internet technology and the continuous growth of consumer finance business, the number of credit card issuance in my country has increased significantly. [0003] However, whether it is traditional credit card fraud or financial fraud using "new means" on the Internet and mobile terminals, it has caused huge losses to banks and credit card customers. The traditional rule system and transaction fraud system based on simple models can no longer meet the current The need for fraudulent transaction detection. Contents of the invention [0004] In order to solve the above technical problems or at least partly solve the above technical problems, the present application provides a data processing method, device, electronic e...
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IPC IPC(8): G06Q20/40G06N20/00
CPCG06Q20/4016G06N20/00
Inventor 郭国峰郭开文钟艺馨高越
Owner 深圳华云信息系统科技股份有限公司