Supercharge Your Innovation With Domain-Expert AI Agents!

Customer portrait construction system and method based on ETC data

A customer portrait and data technology, applied in the field of customer portrait construction system based on ETC data, can solve the problems of incomplete enterprise portrait, inability to comprehensively measure transportation industry enterprises, and ETC data cannot be in plain text form, so as to improve the comprehensiveness of portrait and precision, improving accuracy and completeness

Pending Publication Date: 2022-05-24
中银金融科技有限公司
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] When financial institutions provide financial services to enterprises in the transportation industry, they can only use limited information to profile customers, and are often unable to fully measure the enterprises in the transportation industry.
However, when financial institutions introduce ETC data, the ETC data cannot be directly used to draw corporate portraits for financial institutions in plain text, which will cause certain incomplete corporate portraits in the transportation industry

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Customer portrait construction system and method based on ETC data
  • Customer portrait construction system and method based on ETC data

Examples

Experimental program
Comparison scheme
Effect test

Embodiment

[0038] A customer portrait construction system based on ETC data, such as figure 1 As shown, it includes a financial subsystem 1 and an ETC data subsystem 2. The financial subsystem 1 includes a customer portrait calculation module 101, a first data application module 102, a financial data component, and a first portrait module 105. The ETC data subsystem 2 includes the first Two data application module 201, ETC data component, second portrait module 204,

[0039] The customer portrait calculation module 101 is used to initiate a customer portrait request; the first data application module 102 is used to receive the customer portrait request and send data requests to the financial data component and the second data application module 201 respectively; the financial data component is used to correspond to the data request. The encrypted financial data is sent to the first portrait module 105;

[0040] The second data application module 201 is used to send the data request to t...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention relates to a customer portrait construction system and method based on ETC data, and the system comprises a financial subsystem and an ETC data subsystem, and the financial subsystem comprises a customer portrait calculation module, a first data application module, a financial data assembly, and a first portrait module. The ETC data subsystem comprises a second data application module, an ETC data assembly and a second portrait module. The first portrait module and the second portrait module can obtain encrypted financial data and encrypted ETC data and perform combined modeling to obtain a customer portrait. Compared with the prior art, the ETC data subsystem and the financial subsystem are combined to draw the customer portrait on the premise that the original data are not out of the local, so that the comprehensiveness and the accuracy of the portrait are improved.

Description

technical field [0001] The invention relates to the field of customer portrait construction, in particular to a customer portrait construction system and method based on ETC data. Background technique [0002] The national ETC data records the high-speed traffic status of each vehicle corresponding to the license plate, including when, where to enter the high-speed, where to leave the high-speed, how much toll to pay, the type of vehicle, the loading status, etc.; ETC electronic invoice data record The information of the employer's organization for one car and one trip can reflect the business behavior of the transportation company. [0003] When financial institutions provide financial services to enterprises in the transportation industry, they can currently only use limited information to profile customers, and are often unable to comprehensively measure enterprises in the transportation industry. However, when financial institutions introduce ETC data, ETC data cannot b...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06Q40/00G06F21/60
CPCG06Q30/0201G06Q40/00G06F21/602
Inventor 张辉
Owner 中银金融科技有限公司
Features
  • R&D
  • Intellectual Property
  • Life Sciences
  • Materials
  • Tech Scout
Why Patsnap Eureka
  • Unparalleled Data Quality
  • Higher Quality Content
  • 60% Fewer Hallucinations
Social media
Patsnap Eureka Blog
Learn More

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2025 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com