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Block chain-based transfer processing method and device

A processing method and blockchain technology, applied in data processing applications, finance, instruments, etc., can solve the problems of high transfer failure rate, complicated binding, settings, etc., and achieve the effect of reducing the probability of transfer failure.

Pending Publication Date: 2022-07-12
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] In the existing transfer processing methods, only the funds of a certain current bank card selected or bound by the user are often deducted and transferred, but the current bank card cannot meet the transfer requirements due to insufficient funds, bank card freezing, etc. When the demand is met, the existing transfer processing method usually terminates the transfer processing and directly returns the transfer failure information to the user, so that the transfer failure rate is relatively high. The user also needs to reselect other bank cards when the transfer fails, and Go through complicated binding, setting and other steps
Therefore, user experience needs to be improved

Method used

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  • Block chain-based transfer processing method and device
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  • Block chain-based transfer processing method and device

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Embodiment Construction

[0075] The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0076] Regarding the "first", "second", ... etc. used in this document, it does not specifically refer to the order or order, nor is it used to limit the present invention, it is only used to distinguish elements described in the same technical terms or operate.

[0077] As used herein, "comprising," "including," "having," "containing," and the like, are open-ended terms, meaning including but not limited to.

[0078] As used herein...

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Abstract

The invention provides a block chain-based account transfer processing method and device, and particularly relates to the technical field of block chains, and the method comprises the steps: judging whether a current account transfer bank card meets an account transfer demand or not according to account transfer request information; if not, obtaining on-chain bank card information of the user from the block chain according to the identity label of the user; sorting the chain bank cards of the user according to the chain bank card information, and displaying bank card options to the user according to the sorted chain bank card sequence; and deducting funds in the current transfer bank card and the bank card on the target chain selected by the user based on the transfer request information and the selection information of the user for the bank card options. According to the method and the device, when the current transfer bank card does not meet the transfer requirement, the user can select other bank cards registered in the block chain, so that the probability of transfer failure is reduced, and the user experience is improved.

Description

technical field [0001] The present invention relates to the technical field of transfer processing, in particular to the technical field of blockchain, and in particular to a method and device for transfer processing based on blockchain. Background technique [0002] In the existing transfer processing methods, only the funds of a current bank card selected or bound by the user are often deducted and processed, and the current bank card cannot meet the transfer requirements due to insufficient funds, bank card freezing and other reasons. The existing transfer processing methods usually terminate the transfer processing and directly return the transfer failure information to the user, so that the transfer failure rate is high, and the user also needs to re-select another bank card when the transfer fails, and Go through complicated binding, setting and other steps. Therefore, the user experience needs to be improved. SUMMARY OF THE INVENTION [0003] One object of the pre...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q20/10G06F21/64
CPCG06Q40/02G06Q20/10G06F21/64
Inventor 景东亚郭美佳滕建德
Owner BANK OF CHINA
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