System of bank on-line inquiring system

Abstract

The system consists of client-side used to send out inquiry request, bank server side used to receive the inquiry request from client-side, and to authenticate the instruction of inquiry request, several front-side processors used to receive the real-time instruction for inquiring data distributed by bank server side and to convert the format of the instruction, service processor of branch bank used to receive the converted real-time instruction of data inquiry and to send out the instruction responding to the inquiry instruction to client-side through the frond-side processors of branch bank and bank server side.

Description

technical field [0001] The invention relates to a system for a bank to realize company (enterprise) account query requirements by using Internet technology, and in particular to a system for a bank to provide online query services for domestic and foreign currency account balances, account transaction real-time and historical information. Background technique [0002] With the continuous improvement of financial management requirements of modern enterprises, the financial department has gradually transformed from a cost center in the past to a profit center, realizing centralized financial management with the main forms of fund collection, income and expenditure lines, unified allocation, and unified external payment. Centralized fund management and cash management. The decision-making of an enterprise depends on the timely, accurate, comprehensive and complete financial information of all accounts of the enterprise provided by the bank, which puts forward higher and wider r...

AI Technical Summary

Problems solved by technology

However, based on traditional bank deposits, loans, settlements and other services, enterprises can only conduct internal accounting and management through paper documents such as bank receipts and statements. situation, high error rate and low efficiency

[0003] At present, many financial institutions have launched real-time and historical query services for bank account balances and transactions based on Internet technology, enabling companies to access the bank's electronic banking system through the Internet anytime, anywhere, and grasp the balance and transaction status of account funds across the country and even around the world. , the existing online query systems for various account information have deficiencies in security authentication, and the query data cannot be directly downloaded to the internal financial system of the enterprise

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