Novel integrated circuit card with card reading device and relevant trading method

Abstract

The invention provides a novel integrated circuit card with a card-reading device, which comprises an integrated circuit chip, a circuit adapted to the integrated circuit chip, and a card-reading device. The integrated circuit card can be communicated with an integrated circuit card processing system through the card-reading device. The invention also provides a control method and a control device for completing a transaction on the basis of the integrated circuit card, a computational method and a relative computing device for completing the computation of a one-time code in the integrated circuit card as well as an assistant control method and a relative control device for completing a transaction in a processing system corresponding to the integrated circuit card. The novel integrated circuit card can carry out on-line mutual ID authentication with a host machine of a bank network to realize safe, confidential and complete transmission and communication of the private information and the account password of a card holder, so that the authenticity and the security of the whole transaction are guaranteed.

Description

technical field [0001] The present invention relates to an integrated circuit (IC) card, in particular to a novel integrated circuit card with its own card reading device, a control method for completing transactions through the novel integrated circuit card and an integrated circuit card processing system, a corresponding control device, and Calculation method, corresponding computing device, in which transaction codes are generated. Background technique [0002] At present, bank integrated circuit cards that follow the PBOC2.0 specification are based on the PKI (Public Key Cryptography Infrastructure) system, and through dynamic encryption / digital signature technology, cardholders can complete the identity verification of their bank account access. Generally, in order to prevent the stolen card from being used illegally, the integrated circuit card of the bank is also equipped with PIN code protection. However, since integrated circuit cards require integrated circuit car...

AI Technical Summary

Problems solved by technology

[0005] Aiming at the defect that the integrated circuit card reading equipment in the prior art is relatively few, and the safe transaction of the integrated circuit card cannot be realized in the online transaction environment, the purpose of the present invention is to provide an integrated circuit card with a self-contained card reading equipment, and through The integrated circuit card realizes the transaction control method and the corresponding control device

Images