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Processing system and method for bill long-distance interception in commercial banking system

A banking system and processing system technology, applied in data processing applications, instruments, finance, etc., can solve problems such as complex processes and long processing time, and achieve the effects of fast arrival speed, enhanced fund security, and unified verification standards

Inactive Publication Date: 2011-01-26
朱杰
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to solve the problem of complex process and long processing time in the current regional bill exchange process, and to invent a new combination of modern network technology and bill image exchange technology, which can improve the processing efficiency of bills in different places

Method used

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Embodiment Construction

[0014] Below some details of the present invention are described further:

[0015] 1. The various existing clearing center networks are mainly built on the basis of the bank’s business system network. If new services are added to it, it may have a negative impact on the existing system. affect the operation of other businesses.

[0016] This system uses advanced wireless network technology (such as 3G network) to build an independent data transmission network system. The data transmission network system is a star-shaped network centered on the clearing center of the head office, which can realize bill retention and bill image verification in the system without changing the existing business system. By establishing a dedicated wireless communication network and data transmission encryption technology to ensure the safety and stability of the entire system.

[0017] The terminal used by the outlet business acceptance system is a terminal that includes identity authentication, ...

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Abstract

Aiming at the current statuses of complex process and slow processing time of the traditional long-distance bill business, the invention provides a new method combining the image exchange technology and the network technology, the business process of commercial bank branches is improved, so that long-distance bills in a commercial banking system can be intercepted, processed in time and received quickly. The invention is especially applicable to national commercial banks with wide branch distribution.

Description

technical field [0001] The invention relates to a processing method for regional bill exchange business, in particular to a fast settlement method for bills in the system of commercial banks, and in particular to a bill image exchange method with retained bills. Background technique [0002] In June 2007, the People's Bank of China opened the national bill image exchange system across the country, mainly focusing on the retention of bills in different places. Currently, there are problems such as low data entry and scanning efficiency, different processing procedures for bills in the same city, and duplication of operations in some links. ; Most of the city's intra-city bill withdrawal and verification are still carried out manually in various commercial bank outlets, which is not efficient and has potential safety hazards. As commercial banks are more cautious about image business, it also takes a long time for the review and arrival of remote business. [0003] The launch...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q40/02
Inventor 朱杰
Owner 朱杰
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