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Financial transaction detection and prompting system and implementation method thereof

A financial transaction and prompt information technology, which is applied in the field of financial transaction information prompt system, can solve the problems of user loss and inability to distinguish between abnormal card swiping and normal card swiping, etc.

Inactive Publication Date: 2012-02-08
BEIJING BORQS SOFTWARE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The card swiping prompt message sent by the existing banking system is relatively simple, and it is impossible to distinguish whether it is an abnormal card swiping or a normal card swiping, and if the user's bank card is lost, it will bring irreparable losses to the user

Method used

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  • Financial transaction detection and prompting system and implementation method thereof
  • Financial transaction detection and prompting system and implementation method thereof
  • Financial transaction detection and prompting system and implementation method thereof

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Embodiment Construction

[0035] The preferred embodiments of the present invention will be described below in conjunction with the accompanying drawings. It should be understood that the preferred embodiments described here are only used to illustrate and explain the present invention, and are not intended to limit the present invention.

[0036] figure 1 It is a schematic diagram of a financial transaction detection and prompting system according to the present invention, such as figure 1 As shown, the financial transaction detection and prompting system of the present invention includes an information processing server 101 , a mobile terminal 102 , a financial transaction terminal 103 , a wireless communication network 104 , and a wide area network 105 .

[0037] The information processing server 101 is connected to the mobile terminal 102 through the wireless communication network 104, connected to the financial transaction terminal 103 through the wide area network 105, receives the user's card sw...

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Abstract

The invention discloses a financial transaction detection and prompting system and an implementation method thereof. The financial transaction detection and prompting system comprises an information processing server, a mobile terminal, a financial transaction terminal and a communication network, wherein the information processing server is respectively connected with the mobile terminal and financial transaction terminal by the communication network, and used for acquiring the geographical position information of the financial transaction terminal and the mobile terminal, and sending normal transaction information or alarm prompt information to the mobile terminal. The method comprises the following steps: acquiring the geographical position information of the financial transaction terminal and the mobile terminal; according to the geographical position information, judging whether the financial transaction terminal and the mobile terminal are arranged at a same position; and sending normal transaction information or alarm prompt information to the mobile terminal and the existing banking system. By using the system and method disclosed by the invention, abnormal consumption or withdrawals can be alarmed timely, thereby protecting the properties of users and banks.

Description

technical field [0001] The invention relates to a financial transaction information prompting system, in particular to a financial transaction detection and prompting system and its implementation method. Background technique [0002] The current banking system includes POS terminals and ATM terminals. When a user uses a bank card to make normal consumption at the POS terminal or withdraw money at the ATM terminal, the banking system server will send the transaction to the mobile terminal bound to the user's bank card through the wireless network. information. [0003] The card swiping prompt message sent by the existing banking system is relatively simple, and it is impossible to distinguish whether it is an abnormal card swiping or a normal card swiping, and if the user's bank card is lost, it will bring irreparable losses to the user. Contents of the invention [0004] In order to solve the shortcomings of the existing technology, the purpose of the present invention i...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00
Inventor 卢志勇
Owner BEIJING BORQS SOFTWARE TECH CO LTD
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