Method for providing added value function for mobile phone payment

A mobile payment and functional technology, applied in computer programs, cloud computing, digital certificates, and mobile payment fields, can solve problems such as non-compliance with low-carbon environmental protection policies, inability to link, and inability to achieve full automation.

Inactive Publication Date: 2013-01-09
李凡 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] However, it is a waste for consumers who do not reimburse for the lottery to get paper invoices, which does not conform to the low-carbon environmental protection policy;
[0010] The piles of pasted paper invoices that have been reimbursed add to the company's finances and increase storage costs, etc.
[0011] On the other hand, many consumers have the need to track and keep accounts for their da

Method used

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  • Method for providing added value function for mobile phone payment
  • Method for providing added value function for mobile phone payment
  • Method for providing added value function for mobile phone payment

Examples

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Embodiment Construction

[0083] In an embodiment, a method of providing value-added functions for mobile payment according to the present invention includes:

[0084] Establish a cloud service for consumers and manufacturers. A cloud service program is preset in the cloud. The cloud service program is responsible for providing registered consumers and manufacturers with unique registration IDs, corresponding authentication parameters and algorithms, and binding consumers and manufacturers. Bank fund account, when there is a payment request between consumers and manufacturers, it is responsible for fund transfer after judging the legitimacy through authentication parameters and algorithms;

[0085] A mobile phone application program is preset in the mobile terminal used for personal mobile communication, and the mobile phone application program can realize the online payment function jointly with the cloud based on the authentication of the registration ID;

[0086] A business application program is pr...

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Abstract

The invention discloses a method for providing added value function for mobile phone payment, relating to functional departments of a service cloud end, a merchant, consumers, banks, industry and commerce, commodity price, quality inspection, tax and the like. By utilizing the technologies of digital certificates, mobile phone payment, computer programs, cloud computation and the like, consumption rights and interests browsing and checking processing procedures are intervened before the mobile phone application program of a mobile terminal confirms payment, and the processing procedures are realized through coordinating the business application program of communication network and business terminal and cloud service program at a cloud side by the mobile phone application program of the mobile terminal, thereby helping consumers protect the consumption rights and interests while realizing mobile phone mobile payment, further helping the consumers claiming electronic invoices, and even further, being capable of helping the consumers conduct personal charge without input.

Description

technical field [0001] The invention relates to the fields of digital certificates, mobile payment, computer programs and cloud computing, in particular to a method for providing value-added functions for mobile payment. Background technique [0002] With the development and popularization of mobile phones, especially smart phones, the functions of mobile phones are becoming more and more powerful. For example, there are many ways to use mobile phones to realize payment. The known mobile payment method using asymmetric key encryption and decryption technology on mobile phones is An advanced form of payment service, it is actually the storage and application of digital certificates on mobile phones. Specifically, the payment information is signed with a private key, and finally the payment information and signature are submitted to the cloud payment platform (cloud) for fund transfer. change. [0003] The above-mentioned asymmetric key encryption and decryption technology ha...

Claims

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Application Information

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IPC IPC(8): G06Q20/32H04M1/725H04L29/06H04M1/72406
Inventor 李凡陈伟
Owner 李凡
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