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Authentication system based on graphic information exchange and method thereof

A graphic information and authentication system technology, applied in the field of authentication systems based on graphic information exchange, can solve the problems of high operational complexity and low security, and achieve the effect of reducing costs and improving security

Inactive Publication Date: 2013-08-28
青岛东方拓讯信息技术有限公司
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  • Summary
  • Abstract
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  • Claims
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Problems solved by technology

[0004] In order to solve the problem that the existing dynamic password authentication is easy to operate, but its security is often low; and the transaction signature authentication has high security, but its operation complexity is very high, the invention discloses an authentication system based on graphic information exchange and methods

Method used

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  • Authentication system based on graphic information exchange and method thereof
  • Authentication system based on graphic information exchange and method thereof

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Embodiment Construction

[0045] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with specific implementation methods and accompanying drawings. Here, the exemplary embodiments of the present invention and their descriptions are used to explain the present invention, but not to limit the present invention.

[0046]In the technical solution provided by the embodiment of the present invention, the user refers to a customer who has set up an account in the bank and opened an online bank. The client includes a user computer that has been connected to the Internet, a dynamic password token issued by the bank, and a smart phone. The server is the bank's online bank. bank server.

[0047] like figure 1 Shown is a structural block diagram of an authentication system based on graphic information exchange provided by an embodiment of the present invention. The system may be an online ...

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Abstract

The invention discloses an authentication system based on graphic information exchange and a method thereof, which are suitable for transaction authentication of Internet bank or Internet payment, and are also suitable for Internet identity authentication or transaction authentication. The system comprises a client and a server side. The method comprises the following steps: realizing offline and asynchronous graph-based data exchange among modules of the client; acquiring user transaction information, a user PIN (Personal Identification Number) and user position information; and authenticating the information through the server side. According to the system and the method, an authentication system based on graphic information and an acquisition, processing and authentication method for key information are established, so that a user can operate Internet bank and Internet payment safely and conveniently.

Description

technical field [0001] The invention relates to the fields of online banking, online payment, network identity authentication and electronic signature, in particular to an authentication system and method based on graphic information exchange. Background technique [0002] Currently, two authentication methods are mainly used in identity authentication of online banking, third-party payment and various network applications. One is the electronic signature based on the PKI asymmetric key algorithm, and the other is the dynamic password based on the symmetric key algorithm. Among them, the electronic signature technology based on the asymmetric key algorithm has higher security and reliability as identity authentication due to its anti-repudiation feature. Combined with the use of the hardware carrier and the configuration of an independent display and input confirmation device, it is called an advanced USB Key, and its safety and reliability are beyond doubt. However, the u...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/06H04L9/32
Inventor 孙国华李宾陈景辉
Owner 青岛东方拓讯信息技术有限公司
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