Mobile security financial terminal and financial transaction method

Abstract

The invention discloses a mobile security financial terminal and a financial transaction method based on the terminal. The terminal comprises a power supply module and a human-computer interaction module and further comprises a data transceiving module, a service processing module and a security module, wherein the data transceiving module is used for being communicated with other financial terminals or intelligent cards to perform interaction of financial interaction data, the service processing module is connected with the data transceiving module and used for completing financial transactions according to the financial interaction data, and the security module is used for performing security management on the human-computer interaction module, the data transceiving module and the service processing module. The mobile security financial terminal can complete the financial transactions independently without relying on personal computers, mobile phones and other intelligent terminals, solves the potential threat that information can be intercepted or tampered by malicious programs when user input information and user output information are displayed in the transaction process in an existing open operation system, and security is improved.

Description

technical field [0001] The invention relates to the technical field of network banking services and mobile payment, in particular to a mobile secure financial terminal and a financial transaction method based on the terminal. Background technique [0002] At present, the latest OCL (Operation Control List) second-generation online banking key, in addition to retaining the hardware protection function of the existing online banking key for digital certificates, also enables the legal holder of the online banking key to confirm the key information in the transaction process. The physical display screen, keys and encrypted information interaction of the personal computer realize the credible display of transaction information and user feedback confirmation, which can effectively resist the threat of transaction information tampering by existing attack methods. Similar authentication devices include OTP (dynamic password), password card, and file digital certificates, etc. The p...

AI Technical Summary

Problems solved by technology

That is to say, the online payment methods commonly used by ordinary consumers are all carried out on general-purpose software and hardware systems, and the existing software and hardware security protection technologies are difficult to guarantee the security of the bottom I / O and display output of the system on general-purpose operating systems, that is, It is impossible to absolutely guarantee that users will not be intercepted when inputting sensitive information, and that sensitive content is authentic and credible when outputting and displaying

Although the above-mentioned security protection technology is adopted, it can only guarantee security within a certain range, instead of comprehensively starting from information browsing, order generation, user sensitive information input, establishment of secure transactions with the bank background, and confirmation of payment. security

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