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Electronic transaction method and system and payment platform system

A payment platform and transaction system technology, applied in the Internet field, can solve the problems of many page jumps and poor user experience, and achieve the effect of saving process, improving user experience, and improving payment success rate

Inactive Publication Date: 2014-01-01
BAIDU ONLINE NETWORK TECH (BEIJIBG) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, there are the following problems when using the guaranteed transaction platform: there are too many page jumps during the payment process. If the network times out, the user needs to return to the shopping cart and place an order to pay again, and the user experience is poor.

Method used

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  • Electronic transaction method and system and payment platform system
  • Electronic transaction method and system and payment platform system
  • Electronic transaction method and system and payment platform system

Examples

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Embodiment Construction

[0026] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary only for explaining the present invention and should not be construed as limiting the present invention. On the contrary, the embodiments of the present invention include all changes, modifications and equivalents coming within the spirit and scope of the appended claims.

[0027] In the description of the present invention, it should be understood that the terms "first", "second" and so on are used for descriptive purposes only, and cannot be interpreted as indicating or implying relative importance. In the description of the present invention, it should be noted that unless otherwise specified and limited, the terms "connected" and "connect...

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PUM

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Abstract

The invention provides an electronic transaction method and system and a payment platform system. The electronic transaction method adopts a merchant transaction system, a banking system, a payment gateway and the payment platform system, wherein the payment platform system is communicated with the merchant transaction system through the payment gateway and communicated with the banking system through the payment gateway. The electronic transaction method comprises the steps: the payment platform system receives an agreement deduction request sent by the merchant transaction system; the payment platform system verifies the agreement deduction request; the payment platform system is communicated with the banking system to perform money deduction according to the agreement deduction request and a preset payment deduction agreement after the agreement deduction request is validated. A user does not need to log in the payment platform system by means of the electronic transaction method, processes are simplified, and the electronic transaction method is quick, convenient, safe and efficient.

Description

technical field [0001] The invention relates to the technical field of the Internet, in particular to an electronic transaction method, system and payment platform system. Background technique [0002] With the increasing development of Internet technology, the Internet has become an important part of people's lives, making online shopping more and more common. Online shopping refers to retrieving product information through the Internet, sending out a shopping request through an electronic order form, and after online payment, the merchant delivers the goods by mail order, or delivers the goods to the door through a courier company. In order to ensure transaction security, secured transaction platforms are usually used for payment, for example, Taobao Alipay, Baidu Baifubao, Tencent Tenpay, etc. [0003] Among them, the secured transaction platform is a third-party payment platform. When a user selects a product on the merchant’s website and makes payment, he or she must j...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/12G06Q20/34G06Q20/38
CPCG06Q20/027G06Q20/12G06Q20/02G06Q20/0855G06Q20/425G06Q20/407G06Q20/409
Inventor 焦志永王超于建梅李海波李海霞
Owner BAIDU ONLINE NETWORK TECH (BEIJIBG) CO LTD
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