Internet finance terminal achieving information interaction through mobile phone and method

A financial terminal and information interaction technology, applied in finance, telephone communication, transmission systems, etc., can solve the problems of complex communication operations, complex operations, and insufficient security, and achieve the goals of expanding the scope of use, increasing security, and simplifying the operation process Effect

Active Publication Date: 2014-07-23
SHANDONG SYNTHESIS ELECTRONICS TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the existing Internet financial terminals have deficiencies in built-in banking Internet applications, integrated mobile communications, safe operation using virtualization technology, and visual security confirmation, which makes the existing Internet financial terminals unfavorable for banks to promote Internet business under the trend of mo

Method used

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  • Internet finance terminal achieving information interaction through mobile phone and method
  • Internet finance terminal achieving information interaction through mobile phone and method
  • Internet finance terminal achieving information interaction through mobile phone and method

Examples

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Example Embodiment

[0017] The present invention will be further described below in conjunction with the drawings and embodiments.

[0018] Such as figure 1 As shown, a diagram of a financial transaction system composed of the Internet financial terminal of the present invention is given, which includes an Internet financial terminal 1, a smart phone 3, and a financial system server 3; the Internet financial terminal 1 can identify financial card information and set a password Keyboard for entering the password of the financial card. The Internet financial terminal 1 and the smart phone 2 communicate through WiFi-Direct direct connection technology, without routing, avoiding the participation of third parties, and making the communication more secure. The smart phone 2 communicates with the financial system server 3 through a mobile communication network, and can use the WIFI / 3G / 4G Internet functions of the smart phone 2, and the forwarding function of the smart phone 2 can effectively realize the I...

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Abstract

The invention discloses an Internet finance terminal achieving information interaction through a mobile phone. The terminal comprises an Internet finance terminal body, a smart phone and a finance system server, wherein data forwarding between the finance terminal body and the system server is achieved through the smart phone. The information interaction method comprises the steps of (a) connection of the finance terminal body and the smart phone, (b) generation and transmission of dynamic character codes, (c) display of the dynamic character codes, (d) judgment of whether the dynamic character codes are identical, (e) failure of connection, (f) success of connection, (g) card swiping and data transmission, (h) data forwarding, (i) financial transaction execution, and (j) receiving of feedback information. According to the Internet finance terminal and the information interaction method, information interaction is achieved through the smart phone, and the using range of the finance terminal is expanded greatly; whether a currently connected phone is the phone of oneself is judged by judging whether an image displayed on the connected phone coincides with the image on the finance terminal, and therefore transaction security is effectively improved, and the beneficial effect is remarkable.

Description

technical field [0001] The present invention relates to an Internet financial terminal and a method for realizing information interaction through a mobile phone, and more specifically, to an Internet financial terminal and an information interaction method for forwarding data by using a mobile phone and ensuring security by judging intercepted images. Background technique [0002] With the rapid rise of Internet finance and mobile Internet, the traditional financial industry (banks) is facing new challenges, and there is an urgent need to Internetize financial services. Internet financial terminals that can read magnetic stripe cards and financial IC cards, have PIN pads, and can connect to PCs for communication have sprung up, and have been used in bidding in some banks, and financial supervision departments have also set up testing and certification items for Internet financial terminals. [0003] However, the existing Internet financial terminals have deficiencies in buil...

Claims

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Application Information

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IPC IPC(8): H04M1/725H04L29/08G06Q40/00G06Q30/00
Inventor 朱锦雷
Owner SHANDONG SYNTHESIS ELECTRONICS TECH
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