Internet finance terminal achieving information interaction through mobile phone and method

Abstract

The invention discloses an Internet finance terminal achieving information interaction through a mobile phone. The terminal comprises an Internet finance terminal body, a smart phone and a finance system server, wherein data forwarding between the finance terminal body and the system server is achieved through the smart phone. The information interaction method comprises the steps of (a) connection of the finance terminal body and the smart phone, (b) generation and transmission of dynamic character codes, (c) display of the dynamic character codes, (d) judgment of whether the dynamic character codes are identical, (e) failure of connection, (f) success of connection, (g) card swiping and data transmission, (h) data forwarding, (i) financial transaction execution, and (j) receiving of feedback information. According to the Internet finance terminal and the information interaction method, information interaction is achieved through the smart phone, and the using range of the finance terminal is expanded greatly; whether a currently connected phone is the phone of oneself is judged by judging whether an image displayed on the connected phone coincides with the image on the finance terminal, and therefore transaction security is effectively improved, and the beneficial effect is remarkable.

Description

technical field [0001] The present invention relates to an Internet financial terminal and a method for realizing information interaction through a mobile phone, and more specifically, to an Internet financial terminal and an information interaction method for forwarding data by using a mobile phone and ensuring security by judging intercepted images. Background technique [0002] With the rapid rise of Internet finance and mobile Internet, the traditional financial industry (banks) is facing new challenges, and there is an urgent need to Internetize financial services. Internet financial terminals that can read magnetic stripe cards and financial IC cards, have PIN pads, and can connect to PCs for communication have sprung up, and have been used in bidding in some banks, and financial supervision departments have also set up testing and certification items for Internet financial terminals. [0003] However, the existing Internet financial terminals have deficiencies in buil...

AI Technical Summary

Problems solved by technology

[0003] However, the existing Internet financial terminals have deficiencies in built-in banking Internet applications, integrated mobile communications, safe operation using virtualization technology, and visual security confirmation, which makes the existing Internet financial terminals unfavorable for banks to promote Internet business under the trend of mobile Internet. Complicated operations and lack of a visual security mechanism

In order to solve the problem of complex operation and insufficient security when the existing Internet financial terminal is used in conjunction with the mobile terminal, it is urgent to propose a secure interaction method between the Internet financial terminal and the mobile phone

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