Pre-input account bank card, information input device and using methods thereof

Abstract

The invention provides a pre-input account bank card, an information input device, a using method of the pre-input account bank card and a using method of the information input device. The pre-input account bank card can have the cash deposit service or can be formed in a mode that the pre-deposit account transfer service is additionally set on the basis of an existing bank card, deposit account information is input into the pre-input account bank card through the information input device, and therefore the convenient and rapid deposit service can be achieved, when all deposit or transfer services are conducted through a teller machine, people do not need to manually input the account number with nineteen figures, and the time consumed by card-free and passbook-free deposit operation is greatly shortened; meanwhile, the probability of errors in operation of users is reduced, the phenomenon of queuing in front of the teller machine is relieved, working efficiency of banks is improved, and new service income is generated for the banks; the pre-input account bank card also provides a new paperless payment mode for payment work of schools, administrative units, revenue departments, enterprises and public institutions, adapts to development of the fast-paced society and is environmentally friendly and reliable.

Description

technical field [0001] The invention relates to the field of self-service deposit transfer, in particular to a pre-recorded account bank card, an information recorder for the pre-recorded account bank card, and a method for using the pre-recorded account bank card and the information recorder. Background technique [0002] At present, most of the bank's deposit and transfer services are basically completed through teller machines. However, when depositing or transferring money without a card or passbook on the teller machine, you need to enter the account number you want to deposit, and each account number has up to 19 digits. , some banks need to enter twice, and have to check after the input, which makes the operation time long and is easy to cause misoperation. Once the input is wrong, it needs to be re-entered, resulting in a long and cumbersome operation process; [0003] Furthermore, due to the lack of service outlets in urban golden zones and the high rent, there are...

AI Technical Summary

Problems solved by technology

[0002] At present, most of the bank's deposit and transfer services are basically completed through teller machines. However, when depositing or transferring money without a card or passbook on the teller machine, you need to enter the account number you want to deposit, and each account number has up to 19 digits. , some banks need to enter twice, and have to check after the input, which makes the operation time long and is easy to cause misoperation. Once the input is wrong, it needs to be re-entered, resulting in a long and cumbersome operation process;

[0003] Furthermore, due to the lack of service outlets in urban golden zones and the high rent, there are often long queues in front of the ATMs in many urban service outlets. It is impossible to increase the number of ATMs due to the limited business area. The business has had a greater impact, and it has also caused inconvenience to users

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