Bank system adopting human face recognition to enter account and confirming service through fingerprint

Abstract

The invention discloses a bank system adopting human face recognition to enter an account and confirming service through a fingerprint. An account holder submits ID card information and contact information in the case of account opening, the bank scans the face of the account holder, the fingerprint of the account holder is recorded, and account holder account information is generated; through the human face recognition mode, the account holder performs selective operation of deposit, payment, information change or other service dealing, after the operation is completed, the above operation is confirmed by the fingerprint of the account holder, deposit, payment, information change or other service dealing can be completed, and the account of the account holder is quitted. The system of the invention has the advantages that the account holder can quickly and safely enter the bank service dealing with no need of carrying a deposit passbook, a bank card and a password, the operation is simple, convenient and quick, safety of the account has dual assurance, and as the bank service can only be handled at a counter or an ATM terminal, capital safety caused by crime can be effectively prevented.

Description

technical field [0001] The invention relates to a banking business handling method, in particular to a banking business handling system capable of enabling ordinary people to complete banking business such as deposit and withdrawal, business information change and payment without passbooks, bank cards and passwords. Background technique [0002] In the existing banking system, depositors go to the bank to open an account to obtain various certificates such as passbooks, savings cards or credit cards, and then handle various banking services at the bank counter, such as opening an electronic account, changing passwords, reporting loss, transfers, etc., or in various consumption. Places such as shopping malls, hotels, restaurants and other consumer payments, complete electronic banking services on PC terminals or mobile payment terminals. Such a systematic approach requires account holders to carry many bank cards of various bank accounts, and to remember many passwords. The p...

AI Technical Summary

Problems solved by technology

Such a systematic method makes the account holder need to carry many bank cards of various bank accounts, and needs to remember many passwords. The payment process is cumbersome due to many verifications, and the resulting fund security problems emerge in endlessly.

Although a single face recognition or fingerprint confirmation payment method can solve the problem of payment security to a certain extent, its security is still not guaranteed

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