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Payment validation method, device and system

A verification method and a technology of a verification device, which are applied in the field of verifying the identity information of a payer terminal and its geographic location information, and can solve the problems of not being able to ensure the security of the payment process well

Active Publication Date: 2016-03-30
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] This application provides a payment verification method, device and system to solve the problem that the existing technology cannot well guarantee the security of the payment process

Method used

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  • Payment validation method, device and system
  • Payment validation method, device and system
  • Payment validation method, device and system

Examples

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specific Embodiment

[0108] The AP described in all the following embodiments is the abbreviation of "AccessPoint", also known as wireless access node, session point or access bridge. The AP includes a simple wireless access point (wireless AP), and also includes wireless routers (including wireless gateways, wireless bridges) and other devices.

[0109] The MAC described in all the following embodiments is an abbreviation of "MediaAccessControl", also known as Media Access Control, which is an identifier for identifying a LAN (Local Area Network) node.

[0110] Such as figure 1 As shown in , it is a flowchart of an embodiment of the payment verification method of the present application. The method comprises the steps of:

[0111] Step S101: Receive a verification request from the terminal of the payer to be verified to connect to the AP of the receiver and the geographical location information of the AP of the receiver, the verification request including the account information of the payer to...

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PUM

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Abstract

The present invention discloses a payment validation method, device and system. The payment validation method comprises: receiving a verification request of a payer terminal to be verified requesting to connect with a receiver AP and geographical location information of the receiver AP, the verification request consisting of account information of the payer to be verified; determining whether the account information of the payer matches a pre-stored payment account information or not; feeding back the validation result of the validation request to the receiver AP; if the validation result matches, the receiver AP receives the verification request of the geographical location information of the payer terminal sent by a payment server; determining whether the geographical location information of the receiver AP matches the geographical location information of a pre-stored registered receiver AP; feeding back the validation result of the validation request of the geographical location information of the payer to the payment server. Through adoption of the method provided by the invention, the security in the payment process is improved, and the economic loss and the unnecessary troubles brought into legal users are avoided.

Description

technical field [0001] This application relates to the verification field of payer terminal identity information and its geographic location information, and specifically relates to a payment verification method, device and system. Background technique [0002] With the development of the Internet, mobile payment has become a widely used payment method in people's daily life. Mobile payment is a new payment method that uses mobile devices to complete payment behaviors wirelessly. The payer terminal used in mobile payment can be a mobile phone, PDA, mobile PC, etc. The mobile payment method is more convenient and fast. After shopping, eating and other consumption, people will choose to use the mobile payment method to complete the payment behavior. In order to facilitate the management of users and ensure the safety of users, most payment platforms require users to log in before payment, that is: on the login interface displayed on the mobile phone or mobile PC, enter the u...

Claims

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Application Information

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IPC IPC(8): H04L29/06H04W12/06H04W12/63
CPCG06Q20/3224G06Q20/405G06Q20/4015G06Q20/401
Inventor 於洋吴柯
Owner ALIBABA GRP HLDG LTD
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