Offline payment method, offline payment device and off-line payment system
A technology of offline payment and payment information, which is applied in the direction of payment system, payment system structure, instruments, etc., and can solve problems such as inability to realize transfer payment
Inactive Publication Date: 2016-06-01
YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD
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[0003] Moreover, the disadvantage of only online payment is obvious. When the user is in an environment with poor network conditions (such as subways, remote mountainous areas, etc.), transfer payment cannot be realized, and Alipay’s sonic payment can only be made in a specific network that supports sonic payment and is connected to the Internet. use on device
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[0043] In order to have a clearer understanding of the above objects, features and advantages of the present invention, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.
[0044] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from those described here. Therefore, the protection scope of the present invention is not limited by the specific details disclosed below. EXAMPLE LIMITATIONS.
[0045] figure 1 A schematic flow chart of an offline payment method according to an embodiment of the present invention is shown.
[0046] Such as figure 1 The shown offline payment method according...
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The invention proposes an offline payment method, an offline payment device and an offline payment system. The offline payment method applied to a transmitting side terminal includes the following steps that: a communication link between the transmitting side terminal and a receiving side terminal is established; payment information is sent to the receiving side terminal through the communication link, and the first receiving side identity information of the receiving side terminal is verified; after the first receiving side identity information of the receiving side terminal passes the verification, the first transmitting side identity information of the transmitting side terminal is verified, and whether offline payment is performed according to a verification result. With the offline payment method, the offline payment device and the offline payment system provided by the technical schemes of the invention adopted, a user can complete device-to-device secure offline payment under a poor network condition or an environment with no networks, and constraint of a traditional offline payment mode according to which activation is realized only through network connection can be eliminated, and therefore, offline payment is more secure and efficient, and user experience can be enhanced.
Description
technical field [0001] The present invention relates to the technical field of terminals, in particular, to an offline payment method, an offline payment device and an offline payment system. Background technique [0002] At present, most of the mobile payment solutions on the market are online, which require the terminal device to connect to the network. After the transfer or payment, the third-party platform (Alipay, etc.) generates a transaction voucher, and finally completes the transaction. Alipay's sonic payment is a kind of offline payment, but it needs a vending machine that supports sonic payment to realize the transaction. After the payment is completed, it is necessary for the payee to activate the link network to complete the payment when it is convenient for the payee to link to the network. [0003] Moreover, the disadvantage of only online payment is obvious. When the user is in an environment with poor network conditions (such as subways, remote mountainous ...
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IPC IPC(8): G06Q20/32G06Q20/38
CPCG06Q20/327G06Q20/388
Inventor 孟鲁东
Owner YULONG COMPUTER TELECOMM SCI (SHENZHEN) CO LTD