A method and device for accessing third-party payment transactions
A transaction and transaction request technology, applied in the financial field, can solve the problems of high cost and large transformation
Active Publication Date: 2021-06-29
银联数据服务有限公司
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Problems solved by technology
[0005] The embodiment of the present invention provides a method and device for accessing a third-party payment transaction, which is used to solve the problem that the transformation of the UnionPay data credit card system is too large and a new set of special The problem of extremely expensive production, operation and maintenance costs brought about by the special system for processing third-party payment transactions
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[0037] In order to make the object, technical solution and beneficial effects of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0038] In order to illustrate the problems of the existing technology more clearly, the following is a brief introduction to the method of creating a special system for third-party payment transactions in the prior art and merging it into the UnionPay data credit card system. figure 1 It exemplarily shows a schematic diagram of a method for accessing a third-party payment transaction in the prior art, as shown in figure 1 shown. exist figure 1 Among them, the existing technology adopts a new set of special system for processing third-party payment transactions, that is, the third-party...
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The embodiments of the present invention relate to the financial field, and in particular to a method and device for accessing third-party payment transactions, which are used for accessing third-party payment transactions. In the embodiment of the present invention, the bank system receives the transaction request message sent by the third-party payment platform; the bank system generates a third-party payment transaction request message according to the transaction request message, and the third-party payment transaction request message includes the third-party payment information and Transaction message information; the banking system sends the third-party payment transaction request message to the bank channel processing subsystem of the credit card system through the online service integration platform, so that the bank channel processing subsystem processes the third-party payment transaction according to the third-party payment information The request message realizes the third-party payment transaction access to the credit card system of UnionPay data.
Description
technical field [0001] The embodiments of the present invention relate to the financial field, in particular to a method and device for accessing third-party payment transactions. Background technique [0002] Credit card is a fast-growing financial business today, and it can replace traditional currency for transactions within a certain range. As a mainstream credit card, a credit card is a bank card issued by a bank to an individual or an organization and grants a certain credit limit to the cardholder. With the rapid development of third-party payment platforms such as Alipay and Tenpay, more and more terminals initiate online transactions through third-party payment platforms. The UnionPay data credit card system itself does not reserve a channel for third-party payment transactions. In order to improve user experience, it is imperative for the UnionPay data credit card system to connect to third-party payment transactions. [0003] For the UnionPay data credit card sy...
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IPC IPC(8): G06Q20/02G06Q20/08G06Q20/10G06Q20/16
CPCG06Q20/02G06Q20/0855G06Q20/108G06Q20/16
Inventor 肖大伟孙焘张翔王必兴蒋超宇李钦政余惠娟徐菁谢莉
Owner 银联数据服务有限公司