Resource configuration method, computer-readable storage medium and terminal device

Abstract

The invention belongs to the field of computer technology, and in particular relates to a resource configuration method, a computer-readable storage medium and a terminal device. The method extracts resource demand information including a target amount, a target interest rate, and an identity from the resource request, queries the target credit value corresponding to the identity in a preset database, and obtains information from a server of each preset capital source Obtain the lower limit of the credit value corresponding to each funding source, and mark the alternative funding sources accordingly, respectively obtain the first corresponding relationship from the servers of each of the alternative funding sources, and provide each corresponding corresponding relationship according to the first corresponding relationship. The lower limit of the loan interest rate corresponding to the target credit value is determined by the alternative funding sources, and the target funding source is marked accordingly, and finally the loan amount that each of the target funding sources should be output by the resource request is calculated, and according to The loan amount allocates the target amount to each of the target funding sources.

Description

technical field [0001] The invention belongs to the field of computer technology, and in particular relates to a resource configuration method, a computer-readable storage medium and a terminal device. Background technique [0002] In the traditional loan business, a single lending institution generally provides loan services for a certain loan request, but such a model is risky. At present, there are a large number of joint loan models, that is, multiple lenders Lending institutions jointly provide loan services for a loan request, thereby achieving the effect of risk diversification. [0003] However, when providing joint loan services, one of the key issues is how to allocate among multiple lending institutions and determine which lending institutions can participate in this joint loan service. At present, the commonly used method is to set up a special coordinator to repeatedly coordinate each loan request among multiple lending institutions to determine the resource al...

AI Technical Summary

Problems solved by technology

[0004] In view of this, an embodiment of the present invention provides a resource configuration method, a computer-readable storage medium, and a terminal device, so as to solve the problems of low efficiency and prone to errors caused by human negligence during manual resource configuration.

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