A method, device and system for maintaining transaction consistency
A consistency and transaction technology, applied in the field of bank transactions, can solve the problem of reducing the transaction consistency between the transfer-out party and the transfer-in party, and achieve the effect of reducing pressure and improving consistency
Active Publication Date: 2021-03-23
BANK OF CHINA
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Problems solved by technology
[0005] In view of this, the object of the present invention is to provide a method, device and system for maintaining transaction consistency, so as to solve the problem of adopting the offsetting method in the prior art in various situations that lead to inconsistent transactions between the transfer-out party and the transfer-in party. , leading to the problem of reducing the transaction consistency between the transfer-out party and the transfer-in party
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[0043] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.
[0044] In the scenario of cross-system transfer, take the specific transfer of bank transfer futures initiated by the bank as an example to describe the processing flow of cross-system transfer; see figure 1 , which is a schematic diagram of the system architecture of bank transfer futures, which is a cross-system transfer system. The system ...
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The invention provides a Method, apparatus and system for maintaining transaction consistency, the method detects whether there is an inconsistency between the transfer-out party and the transfer-in party in the cross-system transfer transaction process, If it is detected that there is a transaction inconsistency between the transferring-out party and the transferring-in party, the corresponding policy is determined according to the transaction inconsistency between the transferring-out party and the transferring-in party, and a predetermined operation is executed according to the policy to maintain the transaction consistency. As the embodiment adopts different strategies to maintain transaction consistency according to different situations, the consistency of the transaction between thetransfer-out party and the transfer-in party in various situations is improved, thereby reducing the pressure of business reconciliation.
Description
technical field [0001] The invention belongs to the technical field of bank transactions, and in particular relates to a method, device and system for maintaining transaction consistency. Background technique [0002] With the expansion of banking business, banks provide a variety of intermediary business products, such as third-party depository business, bank-futures transfer business, bank-insurance business, overseas remittance business, fee collection business, etc. The above-mentioned various intermediary business products have similar system architectures and similar business processing procedures, among which the cross-system transfer business is the main online business function of these intermediary business products. Cross-system transfer means that a transfer business needs to be processed in two or more systems, the transfer out is completed in the first system, and the transfer in is completed in the second system. [0003] Since the transfer-out and transfer-i...
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IPC IPC(8): G06Q40/04G06Q20/10G06Q20/38
CPCG06Q20/10G06Q20/382G06Q40/04
Inventor 潘树洪赵斯兵涂传朋马强高平方溢为阮志远陈东周冬梅
Owner BANK OF CHINA