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Consumer contract processing method and system

A processing method and contract technology, applied in the computer field, can solve problems such as insufficient user credit and inability to complete merchant matching.

Pending Publication Date: 2019-07-23
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] This manual provides a consumption contract processing method and its system, which can solve the problem that the user cannot complete the matching with the merchant due to insufficient credit based on computer technology, and realize the automation of matching and signing

Method used

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  • Consumer contract processing method and system
  • Consumer contract processing method and system
  • Consumer contract processing method and system

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Embodiment Construction

[0043] In the following description, many technical details are proposed in order to enable readers to better understand the application. However, those skilled in the art can understand that the technical solutions claimed in this application can be realized even without these technical details and various changes and modifications based on the following implementation modes.

[0044] Explanation of some concepts:

[0045] Server: refers to a computer system that can provide services to other devices in the network. The object served by the server is generally called a terminal or a client, and the server and the terminal may be connected through wired or wireless communication. There are various ways to implement the server, which can be a single computer device or a combination of multiple computer devices (such as a cluster server, cloud server, etc.). A server may also be called a server, cloud, etc. in some application scenarios.

[0046] Terminal: Also known as termi...

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PUM

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Abstract

The invention discloses a consumption contract processing method and a consumption contract processing system. The method comprises the steps that a server issues a consumption contract element set toa first terminal using a first account, wherein the consumption contract element set comprises a lower limit of a credit value; if the first terminal responds to the consumption contract element setand the credit value corresponding to the first account is lower than the lower limit, a group comprising the first account is created in the server, so that the first terminal invites at least one other account to join the group by sending a message to other terminals using other accounts; and the server calculates credit values of the group according to the credit values corresponding to the accounts in the group, and if the credit values of the group are higher than the lower limit, realizing pairing of merchants corresponding to the consumption contract element set and the group, and signing a consumption contract based on the consumption contract element set.

Description

technical field [0001] This specification relates to the field of computer technology. Background technique [0002] The credit consumption contract is based on the user's credit guarantee. Through the computer system, the user's original credit behavior is collected to form a set of credit value standards, and this credit standard replaces currency or securities or real objects as a deposit or collateral. And a technical solution to establish consumption contracts with merchants. [0003] The use of credit value as a guarantee can replace the use of common general equivalents such as currency and securities as margins and collaterals in some original fields (for example, common business practices that use monetization in advance deposit or prepayment methods. For example, barbershops membership card, etc.). [0004] In the process of establishing credit consumption contracts between users and merchants, since there is generally a certain upper limit in the valuation of cr...

Claims

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Application Information

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IPC IPC(8): G06Q30/00G06Q30/06
CPCG06Q30/01G06Q30/0609
Inventor 高一锦
Owner ADVANCED NEW TECH CO LTD