Financial product combination customized transaction system and method

Abstract

The invention relates to a financial product combination customization transaction system and method, the combination investment of various financial products can be realized in a personalized manneraccording to the investment demand of a user, and in-disk real-time warehouse changing can be carried out according to the demand, including adjustment of each product warehouse position, a hedging ratio, a product style and the like; and the personalized investment requirement is met, and through product combination investment optimization, the investment risk of a single product is reduced, andthe comprehensive benefit is improved. Through the data processing flow design of the computer, the real-time response of investment and warehouse changing in and after the disk is ensured, and the integrity and the consistency of the transaction flow are ensured. According to the invention, the optimization design of the investment/transfer process control method and the omnibearing compliance and risk monitoring of the product transfer and transaction process are realized, the business rules and supervision requirements of different financial institutions and financial products thereof are met, the transaction efficiency is greatly improved, the market risk is reduced, the customer experience is improved, and the market application prospect is wide.

Description

technical field [0001] The invention relates to the field of computer data information processing, in particular to a financial product combination customized transaction system and method. Background technique [0002] In the existing technology, with the continuous growth of the national economy and the rapid accumulation of national wealth, the public's willingness to invest in financial products is becoming stronger and stronger. With the rapid development of financial business, the complexity of financial products is increasing day by day. Faced with a variety of financial products, individual needs such as different volatility, investment style, and yield are constantly emerging. Compared with a single financial product, product portfolio investment can better avoid risks and improve comprehensive income, and it has increasingly become the choice of the public. [0003] However, most of the existing financial product portfolio allocation algorithms are simple and ext...

AI Technical Summary

Problems solved by technology

[0003] However, most of the existing financial product portfolio allocation algorithms are simple and extensive. The allocation and combination of financial products from a single dimension does not achieve risk avoidance and overall return improvement from the perspective of scientific algorithms, which makes the security and return rate of products not as good as it is. satisfactory

Moreover, in the existing technology, it is difficult to respond to the transaction in real time for the individual needs of users, such as intraday position adjustment, investment style adjustment, etc., and it is easy for users to miss the best investment adjustment opportunity, which increases The risk of user investment

Images