Method for carrying out export seller credit based on block chain and storage medium
A block chain and seller's technology, applied in the direction of instruments, finance, data processing applications, etc., can solve the problems of inability to quickly realize information sharing, low transaction security, high cost, etc., to speed up the speed of document delivery and review, and reduce risks , the effect of improving efficiency
Active Publication Date: 2020-05-15
HUNAN UNIV
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Problems solved by technology
[0008] The present invention provides a method for exporting seller's credit based on block chain and a computer-readable storage medium to solve the problems of low transaction security, low efficiency, high cost and multi-party conflicts in existing export seller's credit activities. Technical problems that cannot quickly realize information sharing
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[0073] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.
[0074] For ease of understanding, such as figure 1 and figure 2 As shown, the multi-party nodes involved in the blockchain network in the blockchain-based method for import bill transfer under the letter of credit are explained below.
[0075] 1. Oracle node (oracle machine): a platform that provides external information, can allow the blockchain to connect to any existing API, can import, store, and export information about network nodes on the blockchain, and realize dynamic acquisition of information ;
[0076] 2. Exporter node (seller): refers to a foreign trade company that has the right to handle export business;
[0077] 3. Node of the Commodity Inspection Bureau of the exporter: refers to the inspection agency of the exporter responsible for reviewing ...
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The invention discloses a method for carrying out export seller credit based on a block chain, and a computer readable storage medium. According to the method for carrying out export seller credit based on a block chain, related receipts such as trade contracts, credit certificates, transfer certificates, logistics information and goods extraction information for export seller credit activities are signed and confirmed by related organization nodes and then uploaded to a block chain network, the use of traditional paper receipts is omitted; thetrade cost is reduced, the document transmission and auditing speed is accelerated; the trade activity efficiency is improved; rapid sharing of multi-party node information is realized, and occurrence of information islands is eradicated; and the whole process of carrying out the export seller credit activity is carried out on the block chain, so that the information is completely public, the whole transaction process is transparent, the securitysupervision is convenient, the systematic risk measurement is convenient, the transaction security of the trade activity is greatly improved, and the risk of a bank is greatly reduced.
Description
technical field [0001] The present invention relates to the technical field of export seller's credit in trade financing, in particular, a method for export seller's credit based on blockchain, and a computer-readable storage medium. Background technique [0002] Export seller's credit is a commercial loan with preferential interest rates provided by the exporting country's banks to domestic exporters in order to support the export of domestic capital goods and services by the exporting country's government. The exporter (seller) uses this loan as an advance fund to allow the importer (buyer) to purchase its own products and equipment on credit. Under normal circumstances, the exporter (seller) includes interest and other capital costs in the export price, and transfers the loan cost to the importer (buyer), which is actually a deferred payment provided by the exporter to the foreign importer. Credit financing method. [0003] However, the existing export seller's credit a...
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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 马超群谢雨璇周中定李信儒兰秋军
Owner HUNAN UNIV