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Mobile banking transaction method and system

A mobile banking and transaction method technology, applied in the financial field, can solve the problems of easy to forget account numbers, passwords, unclear fingerprints, and reduce user experience, so as to avoid memory confusion, avoid unclear fingerprints, and improve user experience.

Pending Publication Date: 2020-09-01
BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the continuous optimization of mobile banking and the continuous improvement of the interface, the functions are becoming more and more abundant and the use is becoming more and more complicated
[0003] For middle-aged and elderly people who are not very proficient in using smart phones, and migrant workers who are engaged in physical labor, when using mobile banking to transfer money or other operations, it is easy to forget complicated account numbers and passwords, or fingerprints are not clear. Cannot use account password to operate, nor can use fingerprint recognition to operate, which will cause inconvenient operation and reduce user experience

Method used

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  • Mobile banking transaction method and system
  • Mobile banking transaction method and system

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Embodiment Construction

[0051] The following will clearly and completely describe the technical solutions in the embodiments of the application with reference to the drawings in the embodiments of the application. Apparently, the described embodiments are only some of the embodiments of the application, not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0052] This application discloses a mobile banking transaction method, the flow chart of which is as follows figure 1 shown, including:

[0053] Step S11, obtaining login information, and logging into the user's bank account;

[0054] To operate through mobile banking, you need to log in to your bank account. Specifically, you can enter the login information of the account password on the login interface of the mobile banking to realize the login of the account;

[0055] Alternat...

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Abstract

The invention discloses a mobile banking transaction method and system. The method carries out various types of operation through voice information, achieves the searching of all functions, does not need a user to search a text function key, and solves a problem that the time is wasted because a user who is not skilled in the use of a mobile banking is not liable to search a needed function key. According to the scheme, identity verification is carried out through face recognition and iris recognition; the accuracy of identity authentication is improved; the account security is improved; moreover, identity verification is carried out through face recognition and iris recognition; the account passwords do not need to be recorded; the situation that multiple account passwords are memorized disorderly is avoided; meanwhile, identity authentication is conducted through face recognition and iris recognition, so that the situation that in the fingerprint recognition process, fingerprints arenot clear, and consequently accurate recognition cannot be conducted is avoided; and the user experience is improved.

Description

technical field [0001] This application relates to the financial field, in particular to a mobile banking transaction method and system. Background technique [0002] With the continuous optimization of mobile banking and the continuous improvement of the interface, the functions are becoming more and more abundant and the use is becoming more and more complicated. [0003] For middle-aged and elderly people who are not very proficient in using smart phones, and migrant workers who are engaged in physical labor, when using mobile banking to transfer money or other operations, it is easy to forget complicated account numbers and passwords, or fingerprints are not clear. Cannot use the account password to operate, nor can use the way of fingerprint identification to operate, which will cause the problem of inconvenient operation and reduce the user experience. Contents of the invention [0004] In view of this, this application provides a mobile banking transaction method a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06F21/32H04L29/06
CPCG06Q20/40145G06F21/32H04L63/0861
Inventor 车瑞红
Owner BANK OF CHINA
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