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Bluetooth POS equipment and payment system

A payment system, bluetooth technology, applied in the payment system, payment system structure, transmission system, etc., can solve problems such as unsuitable payment scenarios, slow handshake speed, etc., and achieve the effect of ensuring fund security, improving reliability, and improving security

Pending Publication Date: 2020-09-04
MOBIPAYOR INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, at present, Bluetooth needs to pre-set the encryption and authentication pairing connection method, resulting in a slow handshake speed, which is not suitable for payment scenarios

Method used

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  • Bluetooth POS equipment and payment system
  • Bluetooth POS equipment and payment system
  • Bluetooth POS equipment and payment system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment approach 1

[0037] This embodiment provides a bluetooth POS device, see figure 1 As shown, it includes: a Bluetooth device at the POS end, a secure element and an information generating device arranged in the casing.

[0038] Among them, the Bluetooth device at the POS end can communicate with the payment terminal and perform directional data transmission. The secure element includes: a signature private key and a key for encryption, and the signature private key can sign the generated message information. The information generating device is connected with the secure element circuit, and can generate information including the serial number, time information and random number of the Bluetooth POS device, and perform signature and encryption through the secure element. Among them, the Bluetooth device at the POS end, the signature private key, the encryption key, and the information generation device can be integrated in one module, or can be stored in different modules, usually the modul...

Embodiment approach 2

[0049] The second embodiment of the present invention provides a payment system, as shown in FIG. 5 , including the Bluetooth POS device in the first embodiment, including the above-mentioned Bluetooth POS device, a payment terminal, and a cloud capable of communicating with the payment terminal. The terminal is provided with a payment terminal bluetooth device.

[0050] Compared with the prior art, the payment system in the present invention can pass the physical address information of the Bluetooth POS device to the payment terminal through the linkage between the Bluetooth POS device, the payment terminal and the cloud through the information generation device, and pass multiple times Verification finally realizes the Bluetooth connection between the Bluetooth POS device and the payment terminal. Afterwards, the message information is transferred through the established Bluetooth connection, and the message information is sent to the cloud.

[0051] In addition, in this em...

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PUM

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Abstract

The invention discloses Bluetooth POS equipment and a payment system. The Bluetooth POS equipment comprises a POS end Bluetooth device which can be in communication connection with a payment terminaland carries out directional data transmission; a security element which comprises a signature private key and a secret key for encryption, wherein the signature private key can sign the generated message information; and an information generation device which is in circuit connection with the security element and is used for generating information containing the serial number, the time informationand the random number of the Bluetooth POS equipment and signing and encrypting the information through the security element. According to the Bluetooth POS equipment provided by the invention, the corresponding physical address information is acquired and the Bluetooth connection is quickly established by performing data transmission with the payment terminal and the cloud end; then the transaction operation is performed through the Bluetooth, so that the security of information transmission is greatly improved, and the fund security in the transaction process is ensured; and in addition, the payment system provided by the invention can complete payment under the condition that the payment terminal is not networked, thereby facilitating an international traveler to complete a payment action without international roaming.

Description

technical field [0001] The invention relates to the technical field of electronic payment, in particular to a bluetooth POS device for signal transmission through bluetooth and a payment system using the bluetooth POS device. Background technique [0002] At present, with the rapid development of computer and Internet technology, electronic payment is changing people's way of life because of its high efficiency and convenience. Common terminals used for payment include: smart phones, tablets, payment cards, etc. In the prior art, POS devices usually use NFC as a short-distance communication method. However, since each terminal manufacturer controls the public key management system of NFC and has no cooperation with each other, NFC payment fragmentation occurs. Apple Pay, Huawei Pay, Samsung Pay, etc. are not connected to each other. Therefore, we propose to replace NFC with Bluetooth short-range communication. Since almost every mobile terminal is equipped with a Bluetoot...

Claims

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Application Information

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IPC IPC(8): G07G1/12G07G1/00H04W4/80H04W12/00H04W12/04H04L9/08G06Q20/20G06Q20/38G06Q20/40
CPCG07G1/12G07G1/0018H04W4/80H04L9/0825G06Q20/206G06Q20/3823G06Q20/4014
Inventor 萧东
Owner MOBIPAYOR INC
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