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Dynamically scalable event triggering system for automatic risk transfer and corresponding method thereof

A technology that drives systems and risks, applied in data processing applications, finance, instruments, etc., can solve problems such as inefficient operation structure, inability to solve the life of the elderly, long-term risk automation, time-dependent prediction and evaluation in technical difficulties, etc.

Pending Publication Date: 2020-09-15
SWISS REINSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In other words, there is a strong need for an automated method of increasing the resources available to seniors to at least partially fund the cost of living in an assisted living facility or assisted living at home for seniors, if only for a short period of time , an individual's reliance on government assistance or reliance / need for care provided in expensive private nursing facilities is also delayed, prolonging his / her chances of living independently
However, automated, time-dependent forecasting and assessment of associated long-term risks are technically difficult and cannot be implemented by simply implementing an underlying business approach of transferring risk to another unit in exchange for an appropriate balance of premiums
Inaccurate assumptions about failure and morbidity and rising healthcare costs in existing technology systems are forcing long-term care insurers to increase fundamental capital reserve requirements through new strategic structures
Many risk transfer systems have shut down their long-term care blocks because inaccurate and inefficient operating structures are eroding the proper long-term operation of the system
Most personal long-term care carriers fail to address worrying trends related to senior living

Method used

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  • Dynamically scalable event triggering system for automatic risk transfer and corresponding method thereof
  • Dynamically scalable event triggering system for automatic risk transfer and corresponding method thereof

Examples

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Embodiment Construction

[0031] figure 1 The architecture of a possible implementation of an embodiment of a parametric event-driven resource pooling system 1 for risk sharing of geriatric disease risks associated with the elderly is schematically illustrated. exist figure 1 In , reference numeral 1 refers to a resource pooling system for risk sharing of risk exposure components 21, 22, 23, etc. The resource pooling system 1 provides dynamic self-contained risk protection and corresponding risk protection structure for a variable number of risk exposure components 21 , 22 , 23 (ie, the elderly or individuals) through its device (or means). System 1 includes at least one processor and associated memory modules. The system 1 may also comprise one or more display units and operating elements, such as a keyboard and / or a graphical pointing device such as a computer mouse. The resource pooling system 1 is a technical device comprising electronic means that can be used by services in the field of risk tr...

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Abstract

The invention provides a dynamically scalable, dynamically operable automatic risk measurement and risk transfer system, in particular to a measurement data triggering system. The system provides therisk sharing of risks associated with the elderly by providing dynamic self-sufficient risk protection for risk exposed individuals. The technical structures for Environmental Assisted Life (AAL) andother incorporations of independent life technology with intelligent home elements and remote mutual benefit services are provided, thereby promoting the ability of elderly people to live alone and care for the elderly in situ based on the technical means.

Description

technical field [0001] The present invention relates to dynamically scalable and dynamically operating automated systems, in particular measurement data triggered risk transfer systems, for providing risk sharing of risks related to the elderly by providing dynamic self-contained risk protection for risk exposed individuals. More particularly, the present invention relates to an automated event-driven system for triggering critical events along the path of a patient data stream that shorten the ability of an elderly person to live independently. More particularly, the present invention relates to hub technology for providing a scalable, automated platform for risk transfer of risk in the elderly. The invention also relates to ambient assisted living (AAL) environments and other integrations of stand-alone assistive technology with smart home elements, as well as telemedicine services. The successful development of this emerging technology will facilitate the advancement of ol...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/08
CPCG06Q10/0635G06Q40/08
Inventor P·格德尔斯通J·特纳M·莱特纳A·马丁A·多特
Owner SWISS REINSURANCE CO LTD
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