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Information verification method, device and equipment

A technology for information verification and user information, applied in the fields of devices and equipment, and information verification methods, can solve the problems of reducing the success rate of third-party institutions' signing, complicated and changeable payment scenarios of third-party institutions, and waste of operating resources of the banking system.

Pending Publication Date: 2020-10-30
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, with the continuous development of technology, in order to further improve the convenience of users, the payment scenarios adopted by third-party institutions are becoming more and more complex and changeable, and banks only use the information collected when users open an account or apply for a card to process user information. When verifying, information verification failures occur more and more frequently
The failure of information verification has caused a serious waste of operating resources in the banking system
At the same time, the prompt of information verification failure also brings users a poor user experience, which indirectly reduces the success rate of signing contracts with third-party organizations

Method used

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  • Information verification method, device and equipment
  • Information verification method, device and equipment
  • Information verification method, device and equipment

Examples

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Embodiment Construction

[0026] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in one or more embodiments of this specification will be clearly and completely described below in conjunction with the drawings in one or more embodiments of this specification Obviously, the described embodiments are only some of the embodiments in the description, not all of them. Based on one or more embodiments in the description, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the protection scope of the embodiments of the description.

[0027] In a scenario example provided by the embodiment of this specification, the information verification method can be applied to an authentication system. The authentication system may include a third-party server and an authentication server. The third-party server may refer to a server corresponding to a third-party or...

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Abstract

The embodiment of the invention discloses an information verification method, device and equipment. The method comprises the steps that a third-party server sends an information verification request to an authentication server, wherein the information verification request comprises a third-party identifier and user information, and the third-party identifier is used for identifying the third-partyserver; the authentication server receives the information verification request and determines an authentication mode corresponding to the information verification request according to the third-party identifier, wherein the authentication modes corresponding to the third-party server comprise one or more authentication modes; and the authentication server performs information verification on theuser information by using the determined authentication mode, and feeds back an information verification result to the third-party server. By utilizing each embodiment of the specification, the success rate of information verification can be further improved.

Description

technical field [0001] This specification relates to the technical field of data processing, and in particular, to an information verification method, device and equipment. Background technique [0002] With the rapid development of Internet technology, fast payment has been more and more applied in different payment scenarios. Although the use of quick payment has greatly improved the convenience of user experience, the emergence of quick payment also puts forward higher requirements for bank-side user information verification. [0003] Because the information collected by banks when users open an account or apply for a card has strong security and credibility, banks currently use the information reserved by users when they open accounts and apply for cards on bank terminal devices when verifying user information. However, with the continuous development of technology, in order to further improve the convenience of users, the payment scenarios adopted by third-party instit...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/4014G06Q20/405
Inventor 段正郑荣廷刘桢张子键
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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