Authentication device, system and method applying authentication device, and storage medium

Abstract

The invention relates to the technical field of information processing, and provides an authentication device, a system and a method applying the authentication device, and a storage medium. The authentication device comprises a communication module, an authentication module, an input module and an output module; the communication module communicates with an online banking server and is used for receiving transaction information transmitted by the online banking server, and feeding back transaction confirmation information or transaction cancel information transmitted by the input module to the online banking server; the authentication module is in communication connection with the communication module and is used for receiving the transaction information transmitted by the communication module, performing authentication based on the transaction information and outputting authentication result information; the output module is in communication connection with the authentication moduleand is used for displaying the transaction information and the authentication result information to a user; and the input module is in communication connection with the communication module and used for receiving a transaction confirmation instruction or a transaction cancel instruction input by the user. The technical scheme of the invention is beneficial to real-time online banking transaction authentication, and improves the online banking transaction efficiency.

Description

technical field [0001] The present application relates to the technical field of information processing, and in particular, the present application relates to an authentication device, a system, a method, and a storage medium using the authentication device. Background technique [0002] Internet banking is also known as Internet banking and online banking. Internet banking transactions refer to the process in which banks use Internet technology to provide customers with inquiries, transfers, funds, foreign exchange and other transactions. In the process of online banking transactions, in order to ensure the security of user accounts, it is necessary to authenticate the relevant information of online banking transactions. [0003] In the prior art, an authentication system generally consists of a server, a terminal, and a terminal security device to authenticate online banking transactions, wherein the terminal security device may be a device such as a Bluetooth key. In the...

AI Technical Summary

Problems solved by technology

In the authentication process of online banking transactions, the server generally transmits the transaction information to the terminal through the network, the terminal transmits the transaction information to the terminal security device through Bluetooth, and the terminal security device authenticates the transaction information and then transmits the authentication result to The terminal, the terminal transmits the authentication result to the server through the network; in the authentication process, because the information needs to be transmitted between the three terminals, the transmission efficiency is low and there is a delay problem; in addition, the information transmission depends on the stability of the network and Bluetooth communication. However, in real life, there are often problems with unstable network or Bluetooth communication, which leads to the inability to complete online banking transaction authentication in real time, which affects the efficiency and security of online banking transactions

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