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Payment information processing method and device thereof

A payment information and processing method technology, applied in the field of payment information processing, can solve the problems of payment information being unable to protect privacy, relying on manual operations, and unstable in execution efficiency.

Pending Publication Date: 2021-04-23
能链物流科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This method relies too much on manual operations, the execution efficiency is unstable, and the privacy protection of payment information cannot be performed.

Method used

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  • Payment information processing method and device thereof
  • Payment information processing method and device thereof
  • Payment information processing method and device thereof

Examples

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Embodiment Construction

[0032] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, rather than all embodiments . Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0033] Embodiment 1 of the present invention provides a method for processing payment information. An asymmetric algorithm trust mechanism is established between the receiver and the payer, the public key is shared with each other, and the payment information is encrypted using an asymmetric algorithm to ensure the security of data transmission; The specific form adopts the QR code method, which ensures the privacy of data transmission; the...

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Abstract

The invention relates to a payment information processing method and a device thereof. The method comprises the following steps: receiving a first two-dimensional code sent by a payee address; performing two-dimensional code analysis processing on the first two-dimensional code to generate a first payment information sequence; calling a payment processing interface to perform payment processing according to the first payment information sequence; performing data conversion processing on result data returned by the payment processing interface to generate first encrypted reconciliation information; performing two-dimensional code conversion processing on the first encrypted reconciliation information, and sending back conversion processing result data to the address of the payee; according to the embodiment of the invention, the security and privacy of data transmission are ensured, and the payment efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a payment information processing method and device. Background technique [0002] Two-dimensional bar code / two-dimensional bar code (2-dimensional bar code) is a graphic composed of alternate black and white blocks on a two-dimensional plane. By identifying the pattern of black and white blocks on it, it can be extracted from the two-dimensional bar code output data information. In the field of personal payment, it is relatively common to use QR codes to transfer payment information by scanning codes for payment, but there are basically no such scenarios in corporate transfers. In the process of public payment, the payee needs to submit payment information in clear text every time, and then the financial staff of the payer manually enters the account, amount and other information on the bank's online banking platform to complete the transfer. This method relies too much...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38G06K17/00H04L29/06
CPCG06Q20/3276G06Q20/3829G06K17/0025H04L63/0442H04L63/0869
Inventor 戴震
Owner 能链物流科技有限公司
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