Device for on-site payment and on-site payment method

An on-site, payee's technology, applied in the fields of electronic wearable devices, ciphers, and electronic payment, can solve the problem of not being able to connect to the third-party payment platform. The bracelet itself communicates with the third-party payment platform through the payee's communication equipment Problems such as networking, inability to connect to the third-party payment platform, and not bringing a mobile phone to achieve the effect of eliminating the pain points of payment collection

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An on-site, payee's technology, applied in the fields of electronic wearable devices, ciphers, and electronic payment, can solve the problem of not being able to connect to the third-party payment platform. The bracelet itself communicates with the third-party payment platform through the payee's communication equipment Problems such as networking, inability to connect to the third-party payment platform, and not bringing a mobile phone to achieve the effect of eliminating the pain points of payment collection

CN113554430APending Publication Date: 2021-10-26褚万青

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example 1

[0038] Example 1, the device W1 used for on-site payment can collect money in "serial networking"; wherein, W1 is located at the payment site and belongs to the payee, W1 includes electronic wearable device A1 and communication device B, A1 has at least a receiving module V1, A1 has a cipher device U1, and A1 has a non-temporary connection with B. W1 has a communication module S1 that can temporarily connect with "the communication device of the payer located at the payment site" C. S1 belongs to B, that is, B can make a temporary connection with C. ; Among them, when B and C are temporarily connected, and C is connected to the third-party electronic payment platform D, then two-way communication between W1 and C / two-way communication between C and D will help D to be responsible for implementing "C to W1 transfer" / D conducts "provide W1 with a coded letter concerning whether the payment has been received"; wherein, V1 receives the coded letter that C forwards first and then B ...

example 2

[0085] Example 2, this example refers to Example 1. Compared with Example 1, the main difference between this example and Example 1 is: First, the advantage of this example is that the payee is equipped with one less B, so A2 does not need a sending module to provide a communication device similar to B. The information of the payment has been received”; the advantage of Example 1 is that B is suitable to be placed close to the payer (such as being placed outside the booth), so that C can be connected to A1 by “conveniently connecting with B”, that is B at least enables the payee to collect money conveniently, and if B is replaced by criminals, it is meaningless, that is, W1 enables the payee to collect money safely. Second, A2 in this example verifies the encrypted letter E2, and A1 in Example 1 decrypts the encrypted letter E1.

[0086] The device W2 used for on-site payment can collect money in "serial networking"; wherein, W2 is located at the payment site and belongs to t...

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Abstract

The purpose of the present invention is to provide a device for on-site payment. The device at least enables a tandem networking collection, i.e., the device is capable of addressing pain points (e.g., not using a smartphone) faced by a payee (especially older people). According to the device, the payee at least does not need to be provided with networked communication equipment for on-site collection, and then does not need to pay networking fees, and the device can confirm collection by itself. The invention further provides an on-site payment method.

Description

technical field [0001] The invention relates to an electronic wearable device, a cipher, and electronic payment, and the electronic payment involves on-site payment and offline payment. Background technique [0002] At present, mobile payment is more and more popular, and cash payment is less and less; The main method is to pay by scanning the code, that is, the payer scans the QR code of the payee to pay with the "scan" in the payment APP (such as "WeChat" or "Taobao") downloaded in his mobile phone; but the disadvantage is that : The payee must at least have his own communication equipment (such as a mobile phone for on-site collection) to connect with the third-party payment platform D (such as "WeChat") on the spot, and then obtain the payment APP ( Such as "WeChat payment") "voice broadcast or text notification on the screen" (that is, "how much money is received"), the payee can confirm the success of the on-site payment, that is, "parallel network" payment (that is, ...

Claims

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Application Information

Patent Timeline

26 Oct 2021

Publication

CN113554430A

IPC: G06Q20/22; G06Q20/32; G06Q20/38; G06Q40/02

CPC: G06Q20/227; G06Q20/321; G06Q20/325; G06Q20/3276; G06Q20/3274; G06Q20/3823; G06Q20/3829; G06Q40/02

Inventors: 褚万青