Intelligent payment system and method based on block chain technology

Abstract

The invention discloses an intelligent payment system and method based on a block chain technology, and the system comprises a block chain data center, a selling display integrated platform, and a purchase consumption application end, and the block chain data center builds a fund guarantee platform and an intelligent integrated payment platform based on the Internet. According to the intelligent payment system and method based on the block chain technology, the block chain data center authenticates data information of two parties based on biological recognition identities and detects transaction data and product data of the two parties, so that multiple determination of the data of the two parties is facilitated, legitimacy and compliance of transaction payment of the two parties are guaranteed, and property loss is avoided; according to the system, the block chain is used for evidence collection, rapid structure disputes are facilitated, meanwhile, the block chain data center is used for payment risk control multiple auditing of transaction equipment, transaction applications and users of the two parties, the problems of property loss, worker information leakage and the like caused by illegal use of accounts by others are avoided, use is convenient, existing problems are effectively solved, and the system has high practical value.

Description

technical field [0001] The invention relates to the technical field of intelligent payment, in particular to an intelligent payment system and method based on block chain technology. Background technique [0002] Electronic payment refers to the use of secure electronic means between consumers, merchants and financial institutions to securely transmit payment information to banks or corresponding processing institutions through information networks for currency payment or capital transfer. [0003] At present, with the rise of electronic payment and online shopping business, existing users usually use a single payment method when shopping online, generally relying on the payment platform. During the payment process, security issues are prone to occur. Consumers' personal information Leakage, or even property loss, so we improve this and propose an intelligent payment system and method based on blockchain technology. Contents of the invention [0004] In order to solve the...

AI Technical Summary

Problems solved by technology

[0003] At present, with the rise of electronic payment and online shopping business, existing users usually use a single payment method when shopping online, generally relying on the payment platform. During the payment process, security issues are prone to occur. Consumers' personal information Leakage, even property loss, so we improve this and propose a smart payment system and method based on blockchain technology

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