Financial product management system and method for upper and lower supply chains

Abstract

The invention discloses a financial product management system and method for upper and lower supply chains, and the system comprises an upstream supply chain client, a downstream supply chain client and a credit management system, and also comprises steps S1 to S4. In the management system and method, a client of a lower supply chain sends a financing intention of an enterprise to a credit granting management system, the credit granting management system receives a demand intention of the enterprise sent by a client of the lower supply chain, and the credit granting management system obtains credit information and production and operation data of a client of a downstream supply chain; data encryption processing is carried out through the credit management system, information leakage is prevented, the credit management system determines the credit of an enterprise according to user information and production and operation data of a client of a lower supply chain, and then the credit is sent to an upstream supply chain in a ranking statistical table mode; and the upstream supply chain can safely and effectively obtain the enterprise financing related information of the upstream supply chain.

Description

technical field [0001] The invention belongs to the technical field of supply chain financial product management, and in particular relates to a management system and method for upper and lower supply chain financial products. Background technique [0002] Financial transactions are all transactions involving changes in the ownership of financial assets of institutional units, including the creation and discharge of financial claims and liabilities. In financial transactions, on the one hand, an institutional unit will form or dispose of financial assets, which will reflect the net acquisition of financial assets after offsetting; The supply chain refers to the core enterprise, starting from supporting parts, making intermediate products and final products, and finally delivering the products to consumers through the sales network, connecting suppliers, manufacturers, distributors and end users as a whole The functional network chain structure. The business philosophy of s...

AI Technical Summary

Problems solved by technology

[0003] In the existing upper and lower supply chain financial product management process, supply chain clients need to provide corresponding financial means according to the financing intention and demand intention of the enterprise, and also need to evaluate the customer according to the credit of the enterprise. However, in the actual financial product management The company’s financing intentions and other relevant information obtained during the process are confidential information of the company. If information leaks, it will cause huge losses to the company that provides financial products. In order to safely and effectively manage financial products between the upper and lower supply chains, Therefore, we propose a management system and method for upper and lower supply chain financial products to solve the problems existing in the existing technology

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