User-browser interaction analysis authentication system

Abstract

Systems, methods and media for authenticating a user based on user-browser interaction are disclosed. Embodiments of a method may include, during an e-commerce session with a user, receiving a request for an action from the user and determining whether the requested action requires additional authentication. Embodiments may also include requesting analysis of user-browser interaction for the session, receiving a pattern matching score for the session, and performing an action based on the pattern matching score and the requested action. The pattern matching score may provide an indication of a comparison between the user's interaction with a browser during the session and a user-browser interaction profile for the user. The performed action may include completing an e-commerce transaction, accessing or modifying information, changing a password, requesting additional information, denying the requested action, or other action. Further embodiments may provide for authenticating the user with a first-level authentication.

Description

FIELD OF INVENTION [0001] The present invention is in the field of data processing systems and, in particular, to systems, methods and media for authenticating a user based on analysis of user-browser interaction, such as for providing authentication for an Internet or e-commerce transaction. BACKGROUND [0002] Personal computer systems are well known in the art. They have attained widespread use for providing computer power to many segments of today's modern society. Personal computers (PCs) may be defined as a desktop, floor standing, or portable microcomputer that includes a system unit having a central processing unit (CPU) and associated volatile and non-volatile memory, including random access memory (RAM) and basic input / output system read only memory (BIOS ROM), a system monitor, a keyboard, one or more flexible diskette drives, a CD-ROM or DVD-ROM drive, a fixed disk storage drive (also known as a “hard drive”), a pointing device such as a mouse, and an optional network inte...

AI Technical Summary

Benefits of technology

[0005] The problems identified above are in large part addressed by systems, methods and media for authenticating a user based on user-browser interaction. Embodiments may include, during an e-commerce session with a user, receiving a request for an action from the user and determining whether the requested action requires additional authentication. Embodiments may also include, in response to determining that the requested action requires additional authentication, requesting analysis of user-browser interaction for the session and receiving a pattern matching score for the session. The pattern matching score may provide an indication of a comparison between the user's interaction with a browser during the session and a user-browser interaction profile for the user. Embodiments may also include performing an action based on the pattern matching score and the requested action. The performed action may include, for example, completing an e-commerce transaction, accessing restricted information, modifying user information, changing

Problems solved by technology

While Internet commerce continues to dramatically rise in importance to both businesses and consumers, fraudulent behavior slows adoption of Internet commerce and costs both businesses and consumers time, money, and other resources.

Hackers conduct Internet fraud by hijacking accounts (i.e., stealing account information) and performing tasks with the stolen account information, improperly acquiring goods, services, or money.

Many solutions have been developed for Internet commerce fraud by businesses, browser developers, and others to prevent Internet commerce fraud, but all have failed to provide an effective and efficient solution.

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