Unlock instant, AI-driven research and patent intelligence for your innovation.

Apparatus and method for personal digital ID authentication device for Internet banking operation

A technology of digital identity and authentication equipment, which is applied in the direction of user identity/authority verification, data processing application, code identification card or credit card activation, etc.

Inactive Publication Date: 2009-06-17
北京大明五洲科技有限公司
View PDF0 Cites 10 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The user needs to memorize three passwords, causing a burden on the user's memory

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Apparatus and method for personal digital ID authentication device for Internet banking operation
  • Apparatus and method for personal digital ID authentication device for Internet banking operation

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0031] In order to make the purpose, technical solution and effect of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0032] Refer to attached figure 1 , a device and method for personal digital identity authentication equipment for online banking operations, the implementation of the method includes the following steps:

[0033] 1. The client requests the password key to generate an authentication code Code;

[0034] 2. The cryptographic key generates a temporary shared key TK from the shared key K and the authentication code Code;

[0035] 3. The user enters the authentication code Code displayed on the password key screen into the client software;

[0036] 4. The client sends the account information and authentication code (Account+Code) to the server, requesting to generate a challenge code Chal;

[0037] 5. The server verifies the validity of the Account;

...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses a personal digital identity authentication device processing internet bank operation and a method thereof. Via the invention, users can press down a login key of the personal digital identity authentication device to login an internet bank, thereby reducing the input times of user's password and reducing the labor strength for remembering password. The authentication is based on CHAP (Challenge-Handshake Authentication Protocol) authentication protocol. The login authentication adopts one-time one-password method based on shared keys to confirm login safety. The method simplifies the operation of internet bank and improves safety.

Description

technical field [0001] The invention relates to the field of computer information security and the technical field of login information security, in particular to a device and method for personal digital identity authentication equipment for online banking operations. Background technique [0002] At present, with the rapid development of online banking business, residents can easily handle various businesses such as transfer, remittance, bill payment, purchase of wealth management products, purchase and redemption of funds at home, and enjoy various financial services anytime and anywhere. An integral part of people's home life. [0003] However, users of online banking need to input passwords many times when performing various services of online banking. For example, different passwords need to be input when the user logs in to online banking, transfers or remits money, or invests in financial management. [0004] Taking China Construction Bank as an example, the use aut...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G07F7/08G07F7/12G06Q40/00H04L9/32H04L29/06
Inventor 高建伟
Owner 北京大明五洲科技有限公司