Method for transacting bankcard application through mobile intelligent terminal

Abstract

The invention provides a method for transacting bankcard application through a mobile intelligent terminal. The method is characterized by comprising the following steps that: firstly, the mobile intelligent terminal is distributed to each salesman who is in charge of transacting the bankcard application and all the mobile intelligent terminals communicate with a server at the rear end through a wireless network; secondly, the salesman at the front end records basic client information required by the bankcard application through the mobile intelligent terminal; then the information is transmitted to the server at the rear end; after the information is processed, a business processing module calls client bankcard application information stored in a database; and a bank auditor audits the information and judges whether to approve to transact a bankcard. The invention has the advantage that: a low-carbon and environment-friendly method for transacting the bankcard application is provided; and by the method, management of the bankcard application information is facilitated and the bankcard application efficiency is improved.

Description

technical field [0001] The invention relates to a method for applying for a bank card by using a mobile intelligent terminal. Background technique [0002] Up to now, all types of bank cards are handled by front-end business personnel who provide paper application forms for customers to fill in. After the filling is completed, the front-end business personnel bring it back to the office and send it to the card center. The card center enters through outsourcing. Then enter the approval stage. [0003] The whole process is limited by technical means, and there are some loopholes and efficiency problems. like: [0004] First, front-end business personnel lack supporting systems to reduce risks and prevent fraud. Front-end sales rely mainly on human defense to reduce risks and prevent fraud. The means are single and have great limitations; [0005] Second, the training of front-end business personnel is difficult: due to the low entry threshold for bank card sales, different ...

AI Technical Summary

Problems solved by technology

[0004] First, the front-end business personnel lack supporting systems to reduce risks and prevent fraud. Front-end sales rely mainly on air defense to reduce risks and prevent fraud, which is single and has great limitations;

[0005] Second, the training of front-end business personnel is difficult: due to the low entry threshold for bank card sales, different levels of education, high mobility, and lack of effective training models, the sales itself needs to master a large amount of information and frequent information updates. Causes sales to be inconsistent with the caliber of customers, and brings troubles to card application and customer experience;

[0006] Third, th

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