Mobile payment consumption system and payment and recharge method

Abstract

The invention relates to a mobile payment consumption system and a payment and recharge method. The mobile payment consumption system comprises a radio frequency mobile terminal, a payment server-side and a radio frequency recharge terminal, wherein the radio frequency mobile terminal sends payment requests to the payment server-side in a radio frequency mode or a mobile communication network mode and receives payment information from the payment server-side; the radio frequency mobile terminal sends the payment information to the radio frequency recharge terminal in a radio frequency mode; and the radio frequency recharge terminal carries out recharge according to the received recharge information. The radio frequency mobile terminal is used for replacing the traditional integrated circuit (IC) card, so users can more conveniently carry out payment and recharge, the trouble caused by excessive quantity and management inconvenience caused by specific purposes of the traditional IC cards is avoided, the users can carry out payment in a mobile communication network mode without going to sites for payment at each time, the payment by the users is convenient, in addition, the payment can be realized in 24 hours, and great convenience is brought for the life of the users.

Description

technical field [0001] The invention relates to radio frequency technology, in particular to a mobile payment consumption system using radio frequency technology and a payment and recharge method using the mobile payment consumption system. Background technique [0002] Water meters, electricity meters, and gas meters have been well known by more household users. With the development of technology, new types of water and electricity meters that can be recharged with IC cards have emerged. For existing users of this kind of water and electricity meters, water meters, electricity meters, and gas meters will be equipped with IC cards respectively. Users need to go to banks and other relevant institutions to set up the user information of the water and electricity meters in the IC cards in advance. The user takes the IC card to the bank and other payment agencies to pay the bill. After returning, insert the IC card into the corresponding water and electricity meter. The water an...

AI Technical Summary

Problems solved by technology

However, this payment method is not convenient enough for users. For example, users need to go to banks and other institutions to pay and recharge each time, and water and electricity meters are equipped with different IC cards. It is easy for users to forget or bring the wrong card when they go out. card, which may cause inconvenience to life

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