Mobile payment consumption system and payment and recharge method

A mobile payment and mobile terminal technology, applied in the field of radio frequency, can solve the problems of insufficient convenience, inconvenient life, easy to forget to bring the card, etc., to achieve the effect of convenient payment, convenient life, convenient payment and recharge

Inactive Publication Date: 2012-06-06
NATIONZ TECH INC
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  • Abstract
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  • Claims
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Problems solved by technology

However, this payment method is not convenient enough for users. For example, users need to go to banks and other institutions to pay and recharge each time, and water and e

Method used

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  • Mobile payment consumption system and payment and recharge method
  • Mobile payment consumption system and payment and recharge method
  • Mobile payment consumption system and payment and recharge method

Examples

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Embodiment approach

[0059] Such as figure 1 As shown, as the first embodiment of the mobile payment consumption system of the present invention, it includes a radio frequency mobile terminal 1, a payment service terminal 2 and a radio frequency recharge terminal 3; wherein the radio frequency mobile terminal includes a mobile terminal and a radio frequency module card 11 arranged therein, The payment service terminal 2 includes a first radio frequency card reader 21, a service terminal device 22 and a background server 23, wherein the background server 23 is used to save and manage user information of users using the radio frequency mobile terminal, and the first radio frequency card reader 21 passes The 485 / 232 serial port is connected to the service terminal device 22, and the service terminal device 22 is connected to the background server 23 through the TCP / IP network and performs data exchange; the radio frequency recharge terminal 3 includes a recharge terminal and a second radio frequency c...

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Abstract

The invention relates to a mobile payment consumption system and a payment and recharge method. The mobile payment consumption system comprises a radio frequency mobile terminal, a payment server-side and a radio frequency recharge terminal, wherein the radio frequency mobile terminal sends payment requests to the payment server-side in a radio frequency mode or a mobile communication network mode and receives payment information from the payment server-side; the radio frequency mobile terminal sends the payment information to the radio frequency recharge terminal in a radio frequency mode; and the radio frequency recharge terminal carries out recharge according to the received recharge information. The radio frequency mobile terminal is used for replacing the traditional integrated circuit (IC) card, so users can more conveniently carry out payment and recharge, the trouble caused by excessive quantity and management inconvenience caused by specific purposes of the traditional IC cards is avoided, the users can carry out payment in a mobile communication network mode without going to sites for payment at each time, the payment by the users is convenient, in addition, the payment can be realized in 24 hours, and great convenience is brought for the life of the users.

Description

technical field [0001] The invention relates to radio frequency technology, in particular to a mobile payment consumption system using radio frequency technology and a payment and recharge method using the mobile payment consumption system. Background technique [0002] Water meters, electricity meters, and gas meters have been well known by more household users. With the development of technology, new types of water and electricity meters that can be recharged with IC cards have emerged. For existing users of this kind of water and electricity meters, water meters, electricity meters, and gas meters will be equipped with IC cards respectively. Users need to go to banks and other relevant institutions to set up the user information of the water and electricity meters in the IC cards in advance. The user takes the IC card to the bank and other payment agencies to pay the bill. After returning, insert the IC card into the corresponding water and electricity meter. The water an...

Claims

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Application Information

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IPC IPC(8): G07G1/14
Inventor 赖华添杨贤伟李小利
Owner NATIONZ TECH INC
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