Radio frequency identification-based payment method

Abstract

The invention provides a radio frequency identification-based payment method which comprises which comprises the steps that: 1, after a radio frequency connection is established between a radio frequency card and a radio frequency identification device, the radio identification device sends user information and consumption information to an authorization identification platform; 2, when the authorization identification platform searches user data from a database according to the user information and the consumption information and judges that the sum in a user account is enough, the authorization identification system converts the sum demanded by a user in the consumption information into an electronic consumption code according to a mode required by the user and sends the electronic consumption code to a user mobile phone; and 3, the user consumes in a merchant consulted with the electronic consumption code. The radio frequency identification-based payment method ensures that the payment mode is varied and a radio identification technology is more widely applied and the consumption of a consumer is more convenient and intelligent.

Description

technical field [0001] The invention relates to the technical field of data transmission and reception, in particular to a payment method based on radio frequency identification. Background technique [0002] With the development of science and technology, there are more and more types of existing payment methods. In addition to traditional cash payment, bank card payment, shopping card payment, online bank payment and other payment methods have also appeared. Existing payment methods have certain limitations. For example, shopping card payment is generally limited to specific consumption places, online bank payment can only be paid in the network, and cannot be applied to physical stores, and bank card payment generally requires merchants to charge service fees, making it difficult for some small businesses to pay. Not available in merchants. In the Chinese patent application with the application number CN200910238592.X, a new payment method, system and device are propose...

AI Technical Summary

Problems solved by technology

However, the biggest disadvantage of applying the method used in this application is that it is necessary to set up equipment in every place that needs to use this method for consumption, so that this method can be used for consumption, which increases the sales cost of the merchant

At the same time, since the functions of the equipment used by each company are similar, it will undoubtedly be a waste of resources if each company installs them.

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