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Method and system for mobile payment password processing

A mobile payment and processing method technology, applied in the field of mobile payment password processing methods and systems, to achieve the effects of enhancing security, reducing use costs, and improving convenience

Inactive Publication Date: 2015-06-24
邵军利
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] The purpose of the present invention is to provide a mobile payment password processing method and system to solve the security problems caused by using mobile devices such as mobile phones to input passwords on the spot in the prior art, and provide users with safer and more convenient payment methods.

Method used

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  • Method and system for mobile payment password processing
  • Method and system for mobile payment password processing
  • Method and system for mobile payment password processing

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Embodiment Construction

[0022] The technical solution of the present invention will be described in further detail below according to the drawings and embodiments.

[0023] Such as figure 1 Shown is a flow chart of the mobile payment password processing method of the present invention. The method includes the following procedures:

[0024] Step 11, preset and store the access control password, the remote account password, and the control relationship between the access control password and the remote account password; control properties;

[0025] The storage of the remote account password specifically includes: converting the preset remote account password into a first remote account ciphertext, distributing and encrypting the first remote account ciphertext, and distributing and encrypting the The first remote account ciphertext is stored in a variable.

[0026] The remote account password is encrypted and stored in the transient memory, and it will be destroyed when it stops running. The acces...

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Abstract

The invention discloses a method and a system for mobile payment password processing. The method includes: presetting and storing an access control password, a remote account password and a control relationship between the access control password and the remote account password; obtaining stored remote account password according to the access control password and the control relationship between the access control password and the remote account password; and encrypting signature data of trade information by the aid of an encryption key formed by remote account password computing, and sending the signature data. By the method and the system, convenience of mobile payment is improved, safety of mobile payment is enhanced, adaptability of mobile payment is improved, and use cost of mobile payment is reduced.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a mobile payment password processing method and system. Background technique [0002] There are three basic ways to confirm the existing bank payment information: credit payment method, debit card account password matching method, IC card or USBKEY digital signature method. [0003] The conditions and costs of these three treatment requirements are different. For credit payment, generally as long as there is an account number, password payment is not required, or password payment is also used; debit card account and password matching method requires an account number and a password that the cardholder only knows, but password payment is strictly prohibited. The hardware encryption method of the password keyboard must be adopted, and the password must not appear in plain text at any time and place in the system; the IC card or USBKEY digital signature method requires special har...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L9/32
Inventor 邵军利
Owner 邵军利
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