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A method and system for providing universal access to a service amongst a plurality of services

An access authority and service provider technology, applied in point-of-sale network systems, payments involving neutral parties, payment systems, etc., can solve the problems of unupdated service account content, waste of storage space, etc., to reduce privacy and security issues, The effect of saving storage space

Active Publication Date: 2013-04-03
佩及萨夫有限公司 +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] Another disadvantage of the above method and device is that the service account content needs to be copied from the service provider's database to the general access system database, which actually means a waste of storage space
[0007] A further disadvantage is that since the replication of service account content is performed at a specific frequency, provision needs to be made in case a customer wants to use a service for which the service account content has not been updated
[0008] Another disadvantage of the known methods and systems is that a special universal identification document must be issued, such as a dedicated ID card, which the customer needs to carry with him every time he wants to use a service

Method used

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  • A method and system for providing universal access to a service amongst a plurality of services
  • A method and system for providing universal access to a service amongst a plurality of services
  • A method and system for providing universal access to a service amongst a plurality of services

Examples

Experimental program
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example 1

[0064] A customer associates the various services he subscribes to with his bank card, whose hashed data is stored in the service account database (SAD). In addition, the customer also stores the hash data of his mobile phone in the service account database.

[0065] When a customer is on-site at a service provider, he identifies himself by his bank card or with his mobile phone, as long as the bank card or mobile phone is currently available for use. Such as figure 1 As shown, the identification program on the service provider's point-of-sale (POS) machine or the card terminal (T) connected to it hashes the card or mobile phone (arrow 1) and queries the SAD (arrow 2). The deterministic program on the SAD identifies the hashed data and responds to the corresponding service account based on the identity of the customer and the source of the query (arrow 2).

[0066] The SAD is connected to the service provider's database (SPD1, 2, 3) in real time and queries the required conf...

example 2

[0069] the following and image 3 A multi-role loyalty reward scheme using a method or system according to the invention is described:

[0070] Customers can register multiple identification devices (ID1, ID2, ID3) of their choice when using the customer dashboard for the first time. The Customer Dashboard hashes these devices. The hashed data flows to the SAD (arrow 7) where the hashed data are all associated with the same customer identification code.

[0071] Through the customer dashboard, the customer can inquire which service providers (SPD1, SPD2, SPD3) (eg manufacturers) are associated with the system and offer a loyalty reward scheme. Customers can subscribe to any of the offered loyalty rewards programs (L1, L2, L3). The ordered loyalty rewards program is stored on the SAD (arrow 8) and associated with the customer identification code.

[0072] Upon identification by any available identification means at a POS machine, the service account number corresponding to ...

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PUM

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Abstract

The present invention relates to a method for providing universal access to a service amongst a plurality of services comprising: - storing a plurality of service accounts, each corresponding to a customer and a service said customer is subscribed to, - receiving a request from a customer for using a service, - determining a service account upon identification of such customer and the requested service or its service provider, - consulting confidential service account content corresponding to said service account, characterized in that consulting said confidential service account content comprises real-time communicating with said service provider, said service provider providing real-time access to said confidential service account content. Additionally the present invention relates to a system for providing universal access to a service amongst a plurality of services comprising: - a means for storing a plurality of service accounts, each corresponding to a customer and a service said customer is subscribed to, - a determination means for determining a service account upon identification of such customer and the requested service or its service provider, - a consulting means for consulting confidential service account content corresponding to said service account, characterized in that said consulting means is adapted to communicate real-time with said service provider, said service provider providing real-time access to said confidential service account content.

Description

field of invention [0001] The present invention relates to a method and system for providing universal access rights to one of multiple services. Background of the invention [0002] Currently, customers collect a large number of loyalty reward cards, bank cards, credit cards, badges, and other identification documents related to the various services they subscribe to, such as bank account numbers, loyalty reward program account numbers, and the like. [0003] A notoriously common problem is the difficulty of maintaining such a large number of cards or carrying them all in a handbag or purse or making sure the correct and valid card is available when using a service or visiting a store or bank of. [0004] In an attempt to solve the above problems, US 2010 / 0042517 describes a method for providing common access rights for multiple loyalty reward program accounts and / or financial accounts. This patent application further describes a unified loyalty program account device for...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/12G06Q20/02G06Q20/20G06Q20/32G06Q20/40G06Q20/00
CPCG06Q20/02G06Q20/385G06Q20/4014G06Q20/363G06Q20/227G06Q20/12G06Q20/32G06Q20/20
Inventor 约翰·马里斯萨姆·凡坎彭豪特德克·沃尔赫特塞尔
Owner 佩及萨夫有限公司
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