Smart community home gateway-based safety payment method

Abstract

The invention relates to a smart community home gateway-based safety payment method. The smart community home gateway-based safety payment method comprises the following steps: a, wirelessly connecting a home gateway with a terminal through a Zigbee mode and establishing a safety payment center in the home gateway; b, submitting a financial payment enabling request by the terminal and prompting the terminal to input a payment admission password by the home gateway; c, establishing a payment key by the safety payment center by using an SKKE (Symmetric-key Key Establishment) protocol; d, encrypting an MAC (Media Access Control) address of the home gateway by the safety payment center by using a binding key and transmitting to a bank server together with corresponding financial payment account and password; and e, checking the transmitted financial payment account, the password, the decrypted MAC address and the MAC address extracted in the transmitted information by the bank server, and performing payment operation when the financial payment account, the password, the decrypted MAC address and the MAC address extracted in the transmitted information are correspondingly consistent. The smart community home gateway-based safety payment method is convenient in payment operation, and the safety and the reliability of payment are improved.

Description

technical field [0001] The invention relates to a payment method, in particular to a safe payment method based on a smart community home gateway, and belongs to the technical field of safe payment. Background technique [0002] Nowadays, online shopping, online ticket booking, online bill payment, etc. are becoming more and more popular and common, and users have the demand for financial payment anytime and anywhere. In the smart community, the smart terminal can be connected to the home gateway in a wired or wireless manner anytime and anywhere to communicate with the Internet. And because the home gateway is an important component that connects smart terminals, sensors, etc. and realizes interconnection in the smart community, the integration of financial payment functions in the home gateway can well meet the needs of users for financial payment anytime and anywhere. [0003] However, the smart terminal is connected to the home gateway in a wireless manner. During data t...

AI Technical Summary

Problems solved by technology

[0018] First of all, when a terminal in a smart home makes a financial payment through a home gateway, we do not know the existing connection status of the terminal in the network, and a general home is viewed as a relatively safe scenario, that is to say, the terminal is large It may be in residential mode, so direct financial payment is obviously a great security risk

[0019] Secondly, even if the terminal is in business mode, the link key or network key is used to transmit information such as account numbers and passwords between the terminal and the gateway. Although the link key or network key will be updated periodically, it will still leave attackers A lot of ciphertext information, link keys or network keys once compromised will directly threaten account and password security

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