A paper bill self-service processing and checking system and application method

Abstract

The invention discloses a self-helped paper bill processing and checking system and an application method thereof. According to the self-helped paper bill processing and checking system, a user firstly submits bill text information of a paper bill to be processed to a back-office centralized processor and acquires a unique bill code; the user puts the paper bill into a teller machine and inputs the unique bill code; the teller machine searches a bank processor to acquire bill information and generates a bill image via an image collecting module; the user checks the bill image, the bill information and consistency of the bill image and the bill information and sends the bill image and the bill information to the centralized processor; if processing successes, a printing module of the bill teller machine prints out a receipt. The application method has the advantages that the problem that an existing bill teller machine is difficult to acquire the bill information of the paper bill effectively and accurately is solved, real-time self-help processing of the paper bill on the basis of the bill teller machine is realized, manpower is saved, processing is fast, process bank support is not required, and the self-helped paper bill processing and checking system and the application method thereof can be widely used to fields of finance, banks, securities and the like.

Description

technical field [0001] The invention relates to the fields that can be used in finance, banking, securities and the like, and in particular relates to a paper bill self-service processing and checking system and application method. Background technique [0002] For a long time, domestic banks' corporate service business, especially the bill business acceptance, has been handled by the counter staff of the business outlets. Due to the large volume of business, although the bank has invested a lot of manpower and material resources to support the counter business operations, it still cannot change the reality of low acceptance efficiency and high operating costs, and some outlets have always had customers queuing up. Branch tellers are busy with business processing, and have no time for more commercially valuable customer marketing and customer care. In order to improve the coverage, service quality and convenience of the bank's corporate services to attract and retain custom...

AI Technical Summary

Problems solved by technology

Since the bill teller machine only obtains the image of the paper bill, and cannot obtain the real and effective bill text information, and the bank core system uses the bill text information as input for corresponding processing, the bill teller machine needs to rely on the process banking system, especially It is the bank bill image processing system that extracts the bill text information in order to realize the complete processing of paper bills

However, due to the current domestic banks generally lack a fully functional process banking system, the bill teller machine can only act as a receipt box, and there is a defect that it is difficult to realize large-scale application in the financial field.

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