Method and system for realizing electronic transaction through sound waves

An electronic transaction, sound wave technology, applied in the payment system, cash register, payment system structure and other directions, can solve the problems of transaction data interception, low security, theft, etc., to improve security, avoid malicious attacks, guarantee safe effect

Inactive Publication Date: 2014-07-23
王恩惠
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It can solve the problems of easy interception, theft, tampering and low security of transaction data when using existing technologies for electronic transactions

Method used

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  • Method and system for realizing electronic transaction through sound waves
  • Method and system for realizing electronic transaction through sound waves
  • Method and system for realizing electronic transaction through sound waves

Examples

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Embodiment Construction

[0051] The present invention will be further described below in conjunction with the accompanying drawings and embodiments. For ease of description, only the parts related to the embodiments of the present invention are shown. However, those skilled in the art should understand that the specific embodiments described here are only used to explain the present invention, and are not intended to limit the present invention.

[0052] Such as figure 1 As shown, the method for realizing electronic transactions by using sound waves of the present invention includes the following steps.

[0053] Step 1. When the user conducts a transaction, the transaction terminal device turns on the sound wave recognition device.

[0054] It should be noted that the transaction terminal equipment includes a financial service terminal and an electronic settlement terminal, and is provided with the acoustic wave identification device, and the financial service terminal includes an automatic ...

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PUM

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Abstract

The invention provides a method and system for realizing an electronic transaction through sound waves. The method comprises the steps that a user uses a mobile terminal of the user to log in an App account to select a sound-wave electronic transaction item, the user obtains a sound wave file, and the sound wave file is played; after a sound wave recognition device receives and recognizes information contained in the sound wave file, a transaction terminal device encrypts the information contained in the sound wave file and sends the encrypted information to a bank server; the bank server decrypts the encrypted information, then carries out transaction confirm according to the information contained in the sound wave file, and sends related information of the transaction to the App when the transaction is confirmed to be successful; when the user selects the confirm item, and selects some bank card on an interface, responded by the App, of bank cards which are in the account of the user, are successfully authenticated and bound, the App sends information of the bank card and the sound wave file or the information contained in the sound wave file to the bank server after carrying out encryption, and the transaction is completed after the bank server carries out decryption, and the user inputs a correct bank card password on the transaction terminal device.

Description

technical field [0001] The invention relates to the field of electronic transactions, in particular to a method and system for realizing electronic transactions by using sound waves. Background technique [0002] Nowadays, there are more and more electronic transaction methods and more and more functions. There are also many ways for electronic devices to communicate with each other, such as through communication networks, WiFi, Bluetooth, infrared rays, etc., but for the transmission of private data information , especially when it comes to electronic transactions, etc., there are certain constraints in terms of data transmission security, efficiency, and existing equipment transformation. For this reason, now some enterprises or individuals are all researching some technical methods that are safer, easier, and do not require the transformation of existing electronic equipment. NFC technology (Near Field Communication, short-range wireless communication technology), whi...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G07G1/14
CPCG06Q20/3272G06Q20/382
Inventor 王恩惠
Owner 王恩惠
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